All Topics > Financial Services > Learner Permits and Auto Insurance >

Learner Permits and Auto Insurance New York

Do you need auto insurance when you have a learner's permit?

Local Companies

Erie Insurance
(585) 271-1760
1441 South Ave
Rochester, NY

A Aaaction Agcy
(585) 266-6460
1619 E Ridge Rd
Rochester, NY

Liberty Mutual
(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY

Lavelle, James B - State Farm Insurance Agent
(212) 687-1699
420 Lexington Ave
New York, NY

State Farm Insurance Franklin Square
(516) 488-3333
932 Hempstead Turnpike
Franklin Square, NY

Croton Auto Parks
(914) 271-5100
1 Municipal Place
Croton on Hudson, NY

New York Life
(646) 227-8000
420 Lexington Avenue
New York, NY

New York Life Insurance
(347) 563-8969
420 Lexington Avenue
New York, NY

New York Life Insurance and Annuity Co.
(917) 365-1522
420 Lexington Avenue
New York, NY

New York Life Insurance Company
(646) 227-8573
420 Lexington Avenue
New York, NY

Provided by:

Reader Question Do you need auto insurance when you have a learner's permit?

Either your parents or anyone who is over 25 and drives needs insurance for the car. You will not need the insurance until you receive your own license and car. In order to get insurance you will need to have a valid driver’s license. There will be no insurance policy issued if you only have a driver’s permit.

You have to be insured in order to have a motor vehicle even if you only have a learner’s permit. In most of the cases the beginning drivers who live with their parents are under their parent’s policy to be sure check with the insurance carrier.

Beginning drivers who attend a driving school, either a commercial course or through their high school, will be under their school’s insurance policy. Then the driver must take steps to insure oneself.

There are a variety of options on which insurance company you have. I got mine last July but I did not get insurance until a few days ago when I got my license, and because the parents needed to be in the car they covered me. This has to be checked with the insurance company.

You do not need insurance when you have a learner’s permit, but the car that you are driving does. Most insurance companies will cover that and because of that you have to call your agent and understand how it works.

You have to do it if you want your car to be working and if you do not want to drive you will not need an insurance and if she adds you as a driver to the insurance policy you will have to pay unless your parents do that for you but you still cannot drive without an insurance permit or license.

If you are driving with your parents then you do not have to be with their insurance. The agent said that they do and the insurance company said that they do not. It is different for each insurance company but you have to call the insurance company to find out.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Erie Insurance

(585) 271-1760
1441 South Ave
Rochester, NY
http://www.landtinsurance.com

Read more about Learner Permits and Auto Insurance

- Auto Insurance Risk Selection New York

Auto insurance providers follow a process to determine risks involved in insuring your car. Normally, state mandates specific auto insurance premiums and insurance providers have to accept them.

- Choosing an Auto Insurance Company New York
- Discount Auto Insurance New York
- Car Insurance Price New York
- Cut Your Car Insurance Premiums New York
- Lower Auto Insurance Premiums Substantially New York
- Low Cost Auto Insurance New York
- Saving Money on Auto Insurance New York
- Cheap Full Coverage Auto Insurance New York
- Lower Your Auto Insurance Rates New York

Regional Articles

- Saving Money on Auto Insurance New York

Auto insurance is mandatory for every vehicle, but the premium can be exorbitant. Here are a few tips to help you save money on auto insurance.

- Auto Insurance Risk Selection New York
- Low Cost Auto Insurance New York
- Car Insurance Price New York
- Cut Your Car Insurance Premiums New York
- Lower Your Auto Insurance Rates New York
- Choosing an Auto Insurance Company New York
- Lower Auto Insurance Premiums Substantially New York
- Cheap Full Coverage Auto Insurance New York
- Discount Auto Insurance New York

Related Local Events

Tri-State International Auto Show
Dates: 1/29/2010 - 1/31/2010
Location: Rockland Community College Field House
Suffern, NY
View Details

Northeast RV Product Show
Dates: 2/12/2010 - 2/15/2010
Location: Rockland Community College Field House
New York, NY
View Details

Breakfast Before Business - Quality Life Solutions with Long Term Care Insurance
Dates: 10/23/2009 - 10/23/2009
Location: Queens Chamber Headquarters (Bulova Center)
East Elmhurst, NY
View Details

23rd Annual Gatherin Of Old Cars
Dates: 10/18/2009 - 10/18/2009
Location: Staatsburgh State Historic Site
Rhinebeck, NY
View Details

3rd Annual Elks Classic Car Show
Dates: 10/17/2009 - 10/17/2009
Location: the Lodge
Ballston Lake, NY
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History