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Low Auto Insurance Rates Maryland

The following contains automobile information you should know about how to lower your auto insurance rates. Read on if you or a loved one is interested in auto insurance and coverage in Maryland.

Local Companies

Gina Zinn State Farm Insurance
410-528-8900
1118 A Light Street
Baltimore, MD

Goad Insurance Agency
410-558-0396
3229 Erdman Ave
Baltimore, MD

Allstate Insurance Companies
410-426-5500
4201 Belmar Ave
Baltimore, MD

Kirby Insurance Inc.
410-837-2320 ext 221
14 W. Saratoga St.
Baltimore, MD

Williams Insurance Group LLC
410-455-0111
5202 Baltimore National Pike Ste 106
Baltimore, MD

Allstate Insurance - Beltway Insurance Agency
301-324-0300
9105 Central Ave
Capitol Heights, MD

GEICO Insurance
410-528-9898
2563 Foster Ave
Baltimore, MD

Keith Hill Insurance
410-585-1007
6609 Reistertown Rd #103
Baltimore, MD

Hill Insurance
443-838-5704
6609 Reisterstown Rd #103
Baltimore, MD

Katz Insurance Agency
410-484-8841
6701 Reisterstown Rd
Baltimore, MD

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Reader Question Hi Austin, I see you talk about auto insurance alot, and you have that banner listed on your website for an auto insurance quote comparison...which is how I found your site.

Before I submit my rate quote I wanted to ask you if there was anything I can do to get the premium down...anything easy that is. Thanks for your time and your site.
Arlene
Dallas Texas

Arlene

Thanks for your email and your kind words. :) YES, there are a few things you can EASILY do to insure you get the lowest rate on your auto insurance.

1. Raise your deductible - that is the amount of the claim YOU will be responsible to pay for. Most people carry a low deductible...thinking they will save money when and if they have a claim, they will only pay out a small portion of the claim. The fact is though, with a low deductible you will be paying a MUCH higher annual premium....for YEARS!

If you are like me, I have not had a claim in over 10 years...if I had a low $250 deductible I would probably have been paying $300+ more per year in premiums than if I had raise my deductible to $1,000. During the last 10 years...that could have cost me $3,000 in additional premiums. If you are a safe driver with a good claim history....why pay that added amount each year?

And...you only pay the deductible amount if the claim was paid by your insurance company. So you have to have an accident and file a claim AND the claim has to be paid by your insurance before you will be required to pay the deductible amount.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Gina Zinn State Farm Insurance

410-528-8900
1118 A Light Street
Baltimore, MD

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