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Low Auto Insurance Rates North Carolina

The following contains automobile information you should know about how to lower your auto insurance rates. Read on if you or a loved one is interested in auto insurance and coverage in North Carolina.

Local Companies

Catawba Valley Insurance Agency, Inc.
828-459-1932
3323 E Main St
Claremont, NC
Boyce Jim Insurance Agency
(704) 364-9955
4425 Randolph Rd
Charlotte, NC
Ace Insurance Services Inc
(828) 855-1488
18 3rd Ave NE
Hickory, NC
INSURANCE DIRECT
919-228-4482
1135 Kildaire Farm Rd
Cary, NC
Allstate Darryl Johnson Agency
(704) 373-7044
715 North Church Street
Charlotte, NC
State Farm - Paul Carreker
(704) 941-7466
1816 East Arbors Drive
Charlotte, NC
State Farm - Tracey Winters
(704) 971-1133
10230 Berkeley Place Drive
Charlotte, NC
The Caldwell Agency
919-345-1777
PO Box 698
Cary, NC
Direct General Insurance Agency Inc
(704) 536-8806
6721 E Independence Blvd
Charlotte, NC
Liberty Mutual Insurance Group
704-783-5364 (cell) 704-549-8944 x57378 (office)
10150 Mallard Creek Rd
Charlotte, NC
Provided by:

Reader Question Hi Austin, I see you talk about auto insurance alot, and you have that banner listed on your website for an auto insurance quote comparison...which is how I found your site.

Before I submit my rate quote I wanted to ask you if there was anything I can do to get the premium down...anything easy that is. Thanks for your time and your site.
Arlene
Dallas Texas

Arlene

Thanks for your email and your kind words. :) YES, there are a few things you can EASILY do to insure you get the lowest rate on your auto insurance.

1. Raise your deductible - that is the amount of the claim YOU will be responsible to pay for. Most people carry a low deductible...thinking they will save money when and if they have a claim, they will only pay out a small portion of the claim. The fact is though, with a low deductible you will be paying a MUCH higher annual premium....for YEARS!

If you are like me, I have not had a claim in over 10 years...if I had a low $250 deductible I would probably have been paying $300+ more per year in premiums than if I had raise my deductible to $1,000. During the last 10 years...that could have cost me $3,000 in additional premiums. If you are a safe driver with a good claim history....why pay that added amount each year?

And...you only pay the deductible amount if the claim was paid by your insurance company. So you have to have an accident and file a claim AND the claim has to be paid by your insurance before you will be required to pay the deductible amount.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Catawba Valley Insurance Agency, Inc.

828-459-1932
3323 E Main St
Claremont, NC
Read more about Low Auto Insurance Rates

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Related Local Events
Aianc'S Insurance Expo 2009 (Agents / Csrs)
Dates: 9/25/2009 - 9/25/2009
Location: Embassy Suites Hotel Resort and Conference Center
Concord, NC
View Details
13th Annual Ford Galaxie Nationals - Concord, NC
Dates: 9/10/2009 - 9/13/2009
Location: Lowe's Motor Speedway
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