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Merchant Account Georgia

Merchant accounts aren't the same as ordinary bank accounts even though ordinary banks provide them. These accounts allow a business to accept credit cards as payment for goods and services.

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404-377-9202
1526 Dekalb Ave NE
Atlanta, GA
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404-262-7424
2556 Apple Valley Rd NE
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404-688-6930
311 Oakland Ave SE
Atlanta, GA
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404-879-5050
817 W Peachtree St NW
Atlanta, GA
Marko International
404-846-8392
3121 Maple DR NE
Atlanta, GA
Atlanta GA Web Designers
770-433-3231
541 10th St NW
Atlanta, GA
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678-366-2410
5920 Shepherds Pond
Alpharetta, GA
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404-876-6989
763 Trabert Ave NW
Atlanta, GA
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770-654-3223
934 Glenwood Ave SE
Atlanta, GA
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888-678-3610
10 Glenlake Pkwy NE
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Merchant accounts aren't the same as ordinary bank accounts even though ordinary banks provide them. These accounts allow a business to accept credit cards as payment for goods and services. In a way, merchant accounts act as a contract between the business owner and the bank. Rules defining how products will be bought, sold and paid for are set; any violation of these rules is considered fraud.

When your application for a merchant account is being considered, two entities participate an ISO (Independent Service Organization) and an underwriter. Usually the ISO also serves as the underwriter. The ISO evaluates the future the success and risk of the merchant applicant and approves or denies an account. If the merchant violates the terms of the merchant account agreement, the underwriter/ISO will shut down the account.

There are two different kinds of merchant accounts available, the ”Over-the-counter” (OTC) and the ”money-order/telephone-order” (MOTO). Over-the-counter merchant accounts are used primarily for retail merchants. These types of merchant accounts typically have lower discount rates and transaction fees because the customers’ credit cards are physically present at the point of transaction.

Money order/ telephone order merchant accounts are used primarily for Internet-based businesses. The transaction requires two steps instead of one. Once all of the card information is entered, the data is verified and then the money is subtracted from the cardholder's limit and placed in a 30-day holding account without actually charging the card. After the product is shipped the card is charged for the purchase price.

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Featured Local Company

1701 Media

404-377-9202
1526 Dekalb Ave NE
Atlanta, GA
Read more about Merchant Account

Regional Articles
- Merchant Account Acworth GA
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- Merchant Account Athens GA
- Merchant Account Atlanta GA
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- Merchant Account Buford GA
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- Merchant Account Canton GA
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- Merchant Account Columbus GA
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- Merchant Account Cumming GA
- Merchant Account Dacula GA
- Merchant Account Dahlonega GA
- Merchant Account Dallas GA
- Merchant Account Dalton GA
- Merchant Account Dawsonville GA
- Merchant Account Decatur GA
- Merchant Account Douglas GA
- Merchant Account Douglasville GA
- Merchant Account Dublin GA
- Merchant Account Duluth GA
- Merchant Account Eatonton GA
- Merchant Account Elberton GA
- Merchant Account Ellenwood GA
- Merchant Account Ellijay GA
- Merchant Account Evans GA
- Merchant Account Fairburn GA
- Merchant Account Fayetteville GA
- Merchant Account Fitzgerald GA
- Merchant Account Flowery Branch GA
- Merchant Account Forest Park GA
- Merchant Account Fort Benning GA
- Merchant Account Fort Valley GA
- Merchant Account Gainesville GA
- Merchant Account Griffin GA
- Merchant Account Grovetown GA
- Merchant Account Hartwell GA
- Merchant Account Hephzibah GA
- Merchant Account Hinesville GA
- Merchant Account Jesup GA
- Merchant Account Jonesboro GA
- Merchant Account Kennesaw GA
- Merchant Account Kingsland GA
- Merchant Account La Fayette GA
- Merchant Account Lagrange GA
- Merchant Account Lawrenceville GA
- Merchant Account Lilburn GA
- Merchant Account Lithia Springs GA
- Merchant Account Lithonia GA
- Merchant Account Loganville GA
- Merchant Account Mableton GA
- Merchant Account Macon GA
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- Merchant Account Monroe GA
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- Merchant Account Moultrie GA
- Merchant Account Newnan GA
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- Merchant Account Roswell GA
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- Merchant Account Savannah GA
- Merchant Account Sharpsburg GA
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- Merchant Account Stone Mountain GA
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- Merchant Account Valdosta GA
- Merchant Account Vidalia GA
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- Merchant Account Winder GA
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Related Articles
- How Merchant Accounts Can Save Money Georgia
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