Merchant Accounts Georgia

Merchant accounts aren't the same as ordinary bank accounts, even though ordinary banks provide them. These accounts allow a business to accept credit cards as payment for goods and services.

Local Companies

Merchant Warehouse
866-599-3217
Augusta, GA
SecuredPay Solutions, Inc.
404-324-3449
640 MCGILL PL NE
Atlanta, GA
Merchant Warehouse
866-599-3217
Savannah, GA
AdvanceMe, Inc.
1.888.700.8181
600 Townpark Lane
Kennesaw, GA
Merchant Warehouse
866-599-3217
Atlanta, GA
Central Payment Corporation
404-983-3634
1575 Great Oaks Dr.
Lawrenceville, GA
Heartland Payment Systems
404.468.7333
2500 Shallowford Road NE
Atlanta, GA
Processing Solutions
770-447-0500
1250 Powers Ferry Common
Marietta, GA
Processing Solutions
305-528-0052
1250 Powers Ferry Rd
Marietta, GA
Wise Payment Systems
800-387-6458 x 587
1970 Howell Bridge Rd.
Ball Ground, GA

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Merchant Accounts vs. "Ordinary" Bank Accounts

A merchant account isn't the same as an ordinary bank account even though you can set one up through an ordinary bank. Credit merchant accounts allow a business to accept credit cards as payment for goods and services. In a way, merchant accounts act as a contract between the business owner and the bank. Rules defining how products will be bought, sold and paid for are set; any violation of these rules is considered fraud.

The Merchant Account Application Process

When your application for a credit card merchant account is being considered, two entities participate: An ISO (Independent Service Organization) and an underwriter. Usually the ISO also serves as the underwriter. The ISO evaluates the future success and risk of the merchant account applicant and approves or denies an account. If the merchant violates the terms of the merchant account agreement, the underwriter/ISO will shut down the credit card processing account.

Types Of Credit Card Merchant Accounts

There are two different kinds of merchant card accounts available: The "Over-the-counter" (OTC) and the "money-order/telephone-order" (MOTO). Over-the-counter merchant accounts are used primarily for retail merchants. These types of accounts typically have lower discount rates and transaction fees because the customers' credit cards are physically present at the point of transaction.

Money order, telephone order and online merchant accounts are used primarily for Internet-based businesses. The transaction requires two steps instead of one. Once all of the card information is entered, the data is verified and then the money is subtracted from the cardholder's limit and placed in a 30-day holding account without actually charging the card. After the product is shipped the credit card is charged for the purchase price.

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Featured Local Company

Merchant Warehouse

866-599-3217
Augusta, GA

Regional Articles
- Merchant Accounts Acworth GA
- Merchant Accounts Albany GA
- Merchant Accounts Alpharetta GA
- Merchant Accounts Americus GA
- Merchant Accounts Athens GA
- Merchant Accounts Atlanta GA
- Merchant Accounts Augusta GA
- Merchant Accounts Austell GA
- Merchant Accounts Baxley GA
- Merchant Accounts Blairsville GA
- Merchant Accounts Brunswick GA
- Merchant Accounts Buford GA
- Merchant Accounts Calhoun GA
- Merchant Accounts Canton GA
- Merchant Accounts Carrollton GA
- Merchant Accounts Cartersville GA
- Merchant Accounts Cedartown GA
- Merchant Accounts Chatsworth GA
- Merchant Accounts Columbus GA
- Merchant Accounts Conyers GA
- Merchant Accounts Cordele GA
- Merchant Accounts Covington GA
- Merchant Accounts Cumming GA
- Merchant Accounts Dacula GA
- Merchant Accounts Dahlonega GA
- Merchant Accounts Dallas GA
- Merchant Accounts Dalton GA
- Merchant Accounts Dawsonville GA
- Merchant Accounts Decatur GA
- Merchant Accounts Douglas GA
- Merchant Accounts Douglasville GA
- Merchant Accounts Dublin GA
- Merchant Accounts Duluth GA
- Merchant Accounts Eatonton GA
- Merchant Accounts Elberton GA
- Merchant Accounts Ellenwood GA
- Merchant Accounts Ellijay GA
- Merchant Accounts Evans GA
- Merchant Accounts Fairburn GA
- Merchant Accounts Fayetteville GA
- Merchant Accounts Fitzgerald GA
- Merchant Accounts Flowery Branch GA
- Merchant Accounts Forest Park GA
- Merchant Accounts Fort Benning GA
- Merchant Accounts Fort Valley GA
- Merchant Accounts Gainesville GA
- Merchant Accounts Griffin GA
- Merchant Accounts Grovetown GA
- Merchant Accounts Hartwell GA
- Merchant Accounts Hephzibah GA
- Merchant Accounts Hinesville GA
- Merchant Accounts Jesup GA
- Merchant Accounts Jonesboro GA
- Merchant Accounts Kennesaw GA
- Merchant Accounts Kingsland GA
- Merchant Accounts La Fayette GA
- Merchant Accounts Lagrange GA
- Merchant Accounts Lawrenceville GA
- Merchant Accounts Lilburn GA
- Merchant Accounts Lithia Springs GA
- Merchant Accounts Lithonia GA
- Merchant Accounts Loganville GA
- Merchant Accounts Mableton GA
- Merchant Accounts Macon GA
- Merchant Accounts Marietta GA
- Merchant Accounts Mcdonough GA
- Merchant Accounts Milledgeville GA
- Merchant Accounts Monroe GA
- Merchant Accounts Morrow GA
- Merchant Accounts Moultrie GA
- Merchant Accounts Newnan GA
- Merchant Accounts Norcross GA
- Merchant Accounts Peachtree City GA
- Merchant Accounts Powder Springs GA
- Merchant Accounts Ringgold GA
- Merchant Accounts Riverdale GA
- Merchant Accounts Rockmart GA
- Merchant Accounts Rome GA
- Merchant Accounts Rossville GA
- Merchant Accounts Roswell GA
- Merchant Accounts Saint Simons Island GA
- Merchant Accounts Savannah GA
- Merchant Accounts Sharpsburg GA
- Merchant Accounts Smyrna GA
- Merchant Accounts Snellville GA
- Merchant Accounts Statesboro GA
- Merchant Accounts Stockbridge GA
- Merchant Accounts Stone Mountain GA
- Merchant Accounts Suwanee GA
- Merchant Accounts Thomaston GA
- Merchant Accounts Thomasville GA
- Merchant Accounts Thomson GA
- Merchant Accounts Tifton GA
- Merchant Accounts Toccoa GA
- Merchant Accounts Tucker GA
- Merchant Accounts Valdosta GA
- Merchant Accounts Vidalia GA
- Merchant Accounts Villa Rica GA
- Merchant Accounts Warner Robins GA
- Merchant Accounts Waycross GA
- Merchant Accounts Winder GA
- Merchant Accounts Woodstock GA

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