Perspective On Avoidance Habits Georgia

It is quite natural for human beings to avoid discomfort. Our brains are wired that way. Without thinking about it, we'll rush in from the cold.

Local Companies

Best Bank
678-993-5353
3770 Data Drive
Norcross, GA
John Wieland Homes & Neighborhood
770-703-1692
4125 Atlanta Road, SE
Smyrna, GA
ACEO Capital Group Llc
(770) 396-6833
1915 Spalding Dr
Atlanta, GA
Sprayberry Insurance Agency, Inc.
(678) 654-6984
5905 steeplechase blvd
cumming, GA
RBC Centura Bank
404-495-6949
4855 Briarcliff Road
Altanta, GA
Ameriprise Financial
678-627-0149
1907 Harts Mill Road
Atlanta, GA
BestBank
678-993-5353
2175 Parklake Drive
Atlanta, GA
Branch Banking & Trust Co. (BB&T)
404-442-5043
950 E. Paces Ferry Rd.
Atlanta, GA
Brookhaven Bank 10
404-633-BANK
2987 Clairmont Road, NE
Atlanta, GA
CDC Federal Credit Union
404-325-3270
2301 Parklake Drive, NE
Atlanta, GA

And without really thinking much about it, we'll often avoid entire aspects of our financial lives. Over the years I have met many people who clearly want financial freedom but, at the same time, don't want anything to do with money! And so it becomes important for them to see how it was they have been avoiding money in their lives. At least it becomes important if they really want 'financial freedom'.

Do you avoid thinking or dealing with any of the following things related to money? (If you stop reading this article now, that might be a clue!)

  • your financial situation generally (where you're at.)
  • your investments
  • your cash flow (month to month money management)
  • your debt
  • your estate planning (insurance situation)
  • your tax situation
  • your spending
  • your financial situation as it pertains to your spouse

If you're avoiding any of these areas, it's probably because the thought of them makes you uncomfortable in some way. Unfortunately, avoidance doesn't make it 'go away'. In fact, avoidance often makes things much worse, so all you're doing is placing a larger burden on 'your future self'.

Scientists, somewhere, ought to be working on a way to place future burdens on 'some other person' rather than our future selves. (No word on that yet, unfortunately). What we avoid today still tends to pop up later in life. If we aren't paying attention to our finances, it will show in the future. If we're racking up debt today, it will come home to roost in the future. If we're not doing proper estate planning, somebody is going to get it in the nose in the future. These things don't go away because we're pre-occupied with our shoe laces.

But what a difference a little attention makes! To be on the other side of the avoided issue, knowing it has been taken care of. Knowing we're now steadily increasing our net worth instead of going in the hole. Knowing our family is taken care of if we die. Knowing we'll open a gift of savings in the future, not a gift of debt. Knowing it REALLY wasn't all that scary once we turned our attention to it and dealt with it face on.

The first step to managing the financial issues we're avoiding, though, is to know what it is we're avoiding. The 'why' doesn't matter that much. It's because it is uncomfortable. Well, so what! That discomfort will be temporary, and on the other side of it is a REAL comfort zone. The REAL comfort zone of knowing things have been dealt with, rather than the FANTASY comfort zone constructed by avoidance and denial.

About the Author:

Rick Hoogendoorn is a financial advisor with Cartier Partners - Dundee Wealth Management in Victoria, B.C., and a partner in Cheri Crause & Associates Inc. www.chericrause.com


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Featured Local Company

Best Bank

678-993-5353
3770 Data Drive
Norcross, GA
http://www.bestbank.com/

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