Refinancing your Mortgage Alabama

Before you decide to renegotiate your mortgage, carefully consider the potential costs involved...

Local Companies

Bush Enterprises
(256) 538-1030
2019 3rd St SW
Attalla, AL
Reeves & Reeves Siding & Remodeling Inc
(256) 236-7242
1008 Moore Ave
Anniston, AL
Tand Construction Company Inc
(205) 970-2115
4549 Pine Tree Cir
Birmingham, AL
Alabama Home Sunroom
(205) 823-2828
2105 Lornaridge Ln
Birmingham, AL
Florida Solar Screens Inc
(251) 943-2290
Foley, AL
Webster Danny Construction & Real Estate
(256) 379-3590
686 Hurricane Rd
New Market, AL
Weathershield
(205) 621-7035
Alabaster, AL
Tyson's Tile Co
(334) 576-2746
4037 24th St SW
Lanett, AL
Old Style Construction
(205) 665-4724
915 Main St
Montevallo, AL
Rainey Contruction Company
(205) 424-1607
3726 Tower Ln
Bessemer, AL

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Written by Scotiabank

With today's low interest rates, many homeowners are taking a hard look at the financing of their most important asset. Before you decide to renegotiate your mortgage, carefully consider the potential costs involved.

If your mortgage is closed (that is, you can't pay it ahead of schedule), you may face a penalty when you renegotiate. It may still be worthwhile to refinance. The key is to determine whether the potential interest-rate savings outweigh the penalty.The rough guideline is that refinancing makes financial sense if the refinancing rate is at least two percentage points below your current rate.

Your mortgage specialist can help you crunch the numbers.Let us help you get the upper hand on your home financing. Visit scotiabank.com/upperhand for great tips, calculators and more.

Want to get more information on your home-related financing goals by email? Sign up here.


article at HomeRenovationGuide.com
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