Refinancing your Mortgage Anniston AL

Before you decide to renegotiate your mortgage, carefully consider the potential costs involved...

Local Companies

Reeves & Reeves Siding & Remodeling Inc
(256) 236-7242
1008 Moore Ave
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Bearden Construction
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Vincent Construction
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Written by Scotiabank

With today's low interest rates, many homeowners are taking a hard look at the financing of their most important asset. Before you decide to renegotiate your mortgage, carefully consider the potential costs involved.

If your mortgage is closed (that is, you can't pay it ahead of schedule), you may face a penalty when you renegotiate. It may still be worthwhile to refinance. The key is to determine whether the potential interest-rate savings outweigh the penalty.The rough guideline is that refinancing makes financial sense if the refinancing rate is at least two percentage points below your current rate.

Your mortgage specialist can help you crunch the numbers.Let us help you get the upper hand on your home financing. Visit scotiabank.com/upperhand for great tips, calculators and more.

Want to get more information on your home-related financing goals by email? Sign up here.


article at HomeRenovationGuide.com

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919-559-4729
2798-B Lakewood Avenue
Atlanta, GA


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