All Topics > Home Services > Uncategorized > Refinancing your Mortgage >

Refinancing your Mortgage California

Before you decide to renegotiate your mortgage, carefully consider the potential costs involved...

Local Companies

Mission Hills Mortgage Bankers
(559) 228-6678
1312 E. Shaw Ave #101
Fresno, CA

Empire Home Loan
916-783-8080
151 N Sunrise Ave
Sacramento, CA

Countrywide Home Loans
(661) 397-2535
5101 Ming Ave
Bakersfield, CA

Pamela Lamarre - CA State Funding Group
(415) 706-4479
767 Panorama Dr.
San Francisco, CA

DEARDEN'S
(714) 683-0200
1020 N. Euclid
Anaheim, CA

ANAHEIM SHORES MOBILE ESTATES
(714) 774-1360
1919 W. Coronet Avenue
Anaheim, CA

MAXIMA HOME LOANS
(714) 635-4149
1777 W. Lincoln
Anaheim, CA

California Finance Group Inc.
(818) 242-4777
1748 Victory Blvd.
Glendale, CA

The OCD Mortgage Group
(800) 963-4623
1540 W. Glenoaks Blvd. #210
Glendale, CA

Toby Petrucelli
(559) 269-6677
2181 W. San Bruno
Fresno, CA

provided by:

Written by Scotiabank

With today's low interest rates, many homeowners are taking a hard look at the financing of their most important asset. Before you decide to renegotiate your mortgage, carefully consider the potential costs involved.

If your mortgage is closed (that is, you can't pay it ahead of schedule), you may face a penalty when you renegotiate. It may still be worthwhile to refinance. The key is to determine whether the potential interest-rate savings outweigh the penalty.The rough guideline is that refinancing makes financial sense if the refinancing rate is at least two percentage points below your current rate.

Your mortgage specialist can help you crunch the numbers.Let us help you get the upper hand on your home financing. Visit scotiabank.com/upperhand for great tips, calculators and more.

Want to get more information on your home-related financing goals by email? Sign up here.

article at HomeRenovationGuide.com

Featured Local Company

Mission Hills Mortgage Bankers

(559) 228-6678
1312 E. Shaw Ave #101
Fresno, CA

Read more about Refinancing your Mortgage

- Refinancing Your Home California

Do you know how to refinance your home? The prodedure is a little bit complecated. Read this article, it will tell you in detail.

- Using Your Home Equity for Other Goals California
- Being a Financially Savvy Homeowner California
- Your home is not really an expense; it is an investment California
- Solar Water Heating California
- Determine the right borrowing solution for your home renovations - large or small California
- Homeowners Insurance California
- Selling your home? Do it the right way California
- Refinancing is the First Step When Remodeling Your Home California
- Shopping For Home Mortgages California

Regional Articles

- Solar Water Heating California

As fuel prices fluctuate and consumers struggle to cope with the rising costs of operating their homes, green-minded homeowners are turning to the sky for solutions.

- Shopping For Home Mortgages California
- Using Your Home Equity for Other Goals California
- Refinancing Your Home California
- Refinancing is the First Step When Remodeling Your Home California
- Homeowners Insurance California
- Selling your home? Do it the right way California
- Determine the right borrowing solution for your home renovations - large or small California
- Being a Financially Savvy Homeowner California
- Your home is not really an expense; it is an investment California

Related Local Events

Reverse Mortgage Seminar
Dates: 12/9/2009 - 12/9/2009
Location: Wells Fargo Bank
Palo Alto, CA
View Details

REALTORS Expo - Real Estate Industry's Exhibition and Annual Conference
Dates: 11/13/2009 - 11/16/2009
Location: San Diego Convention Center
San Diego, CA
View Details

RealShare APARTMENTS 2009
Dates: 10/8/2009 - 10/8/2009
Location: The Westin Bonaventure Hotel
Los Angeles, CA
View Details

RealShare ORANGE COUNTY 2009
Dates: 8/27/2009 - 8/27/2009
Location: Hyatt Regency Irvine
Irvine, CA
View Details

Long Beach House Party
Dates: 7/18/2009 - 7/18/2009
Location: Estate of Cole Ryder
Long Beach, CA
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History