Renter's Insurance Quote Boulder CO

Many renters assume that they do not need to purchase Renter's Insurance. However, this article explains why renters insurance can be important.

Local Companies

Farmers Insurance District Office
(303) 452-4440
11080 Circle Point Road Suite 170
Westminster, CO
Kelmeg and Associates, Inc
(303) 466-9575
7050 W. 120th Avenue, Suite 205
Broomfield, CO
Liberty Mutual Group
(720) 489-8400
7355 West 88th Ave., Unit T
Westminster, CO
Shelter Insurance
(303) 403-4763
9035 Wadsworth Pkwy., #1260
Westminster, CO
United Title Company
(720) 898-0738
9035 Wadsworth Parkway, Suite 2600
Westminster, CO
Empire Title North, LLC
(303) 280-1669
12000 Pecos St., Ste. 275
Westminster, CO
Jerry W. English LTD, Farmers Insurance Group
(303) 457-4747
1001 W. 120th Ave., Ste. 115
Westminster, CO
Land Title Guarantee Company
(303) 469-4711
2921 West 120th Avenue, Suite 110
Westminster, CO
Wealth Strategies Group Guardian Life
(720) 334-7115
13545 W 67th Place
Arvada, CO
Aflac
(303) 960-9216
8670 Wolff Ct. #290
Westminster, CO

Many renters assume that they do not need to purchase Renter's Insurance. Though you do not own the home or apartment in which you live, Renter's Insurance is important for a number of reasons. Typically, Renter's Insurance will provide coverage for your personal property as well as liability coverage to protect you if you cause either bodily injury or property damage to another party.

The first step in obtaining Renter's Insurance is to get a quote. Before contacting an insurance company for a quote, you should be ready with the following information.

  1. Your vitals. This includes your name, phone number, the property address, who lives there, how long they have lived there, prior addresses and employment history. This information helps the insurance carrier begin to assess risk.

  2. Any insurance claim history you may have. If you have had prior claims under a renters or homeowners policy, you will be asked to provide details. They may ask for the date, type of loss and extent of damages.

  3. Limit of insurance you wish to obtain. This is a tough one to calculate. When obtaining your quote, discuss with the insurance professional how much insurance she thinks you will need. Before moving onto that step, you should do an assessment on what you think it would cost to replace all of the property in your home if, in a worst-case scenario, the home were to burn to the ground.

  4. Any special items that you wish to make sure are fully covered. Insurance policies have written in limits for some high price articles, such as jewelry and some collectibles. If you own high-value jewelry or collectibles, discuss those items separately with the insurance company when you call for a quote. ...

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Author: Brad Halvorsen

Featured Local Company

Farmers Insurance District Office

(303) 452-4440
11080 Circle Point Road Suite 170
Westminster, CO

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