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Reporting Auto Insurance Claims Alabama

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

Allstate - Michael Gray
(205) 995-4014
5479 Highway 280
Birmingham, AL

Insurance Solutions, Inc.
256-739-2329
1331 3rd Street SE
Cullman, AL

National Alliance
(256) 585 3068
3801 triana bldv suite #6
huntsville, AL

Alfa Insurance
(205) 491-5234
140 River Square Plz
Hueytown, AL

Alfa Insurance
(205) 758-2577
2002 McFarland Blvd E
Tuscaloosa, AL

Denson Mac
(205) 823-1533
2960 Columbiana Rd
Birmingham, AL

Allstate Insurance Companies
(205) 833-8888
9729 Parkway E Ste 100
Birmingham, AL

Alfa Insurance
(334) 291-1554
3601 Summerville Rd Ste C
Phenix City, AL

Farmers Insurance-Chris Miller Agency
(256) 885-1884
250 Governors Dr SE Ste A
Huntsville, AL

Johnson Brent
(256) 905-5815
14655 Market St
Moulton, AL

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There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.
Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.
Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

Allstate - Michael Gray

(205) 995-4014
5479 Highway 280
Birmingham, AL
www.allstate.com/michaelgray

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Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History