Reporting Auto Insurance Claims Bloomington IL

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

AAA-Chicago Motor Club Insurance Company
(309) 664-0128
Bloomington, IL
Allstate Insurance Companies
(773) 348-8064
2250 N Lincoln Ave
Chicago, IL
Farmers Insurance Group
(815) 636-8888
7401 N 2nd St
MacHesney Park, IL
Allstate Insurance Companies
(773) 472-7700
3166 N Lincoln Ave
Chicago, IL
Allstate Insurance Companies
(312) 733-1800
645 W Grand Ave
Chicago, IL
A-Five Star Auto Insurance Agency
(708) 452-4400
7516 W Diversey Ave
Elmwood Park, IL
Stechmesser & Hinze Insurance Agency
(618) 281-7200
Columbia, IL
Allstate Insurance Companies
(630) 321-0492
10S410 Kingery Hwy
Willowbrook, IL
Allstate Insurance Companies
(217) 355-9000
471 Devonshire Dr
Champaign, IL
Butler Dick & Associates Inc
(217) 235-4096
620 Lake Land Blvd
Mattoon, IL

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

  1. Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.

  2. Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

  1. Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.

  2. Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

Legacy Insurance Agency of IL

309-222-2497
89 Eastgate Drive
Washington, IL


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