Reporting Auto Insurance Claims Indiana

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

Rick Smith Ins Agcy, Inc
317-255-7900
1317 West 86th Street
Indianapolis, IN
Associated Insurance Group Of Indiana
317-876-1888
1265 W 86th Street
Indianapolis, IN
Allstate Insurance Company - Thomas White
317-578-0400
6801 Lake Plaza DR
Indianapolis, IN
Byers W Robert Insurance Agency
260-424-0359
2200 Lake Ave
Fort Wayne, IN
Insurance Group Of Indiana
317-924-8000
2975 N Centennial Ave
Indianapolis, IN
Godschalk & Associates Insurance Inc
260-747-1502
405 Lower Huntington RD
Fort Wayne, IN
Advanced Insurance Services
317-852-2555
5825 Courtyard Cres
Indianapolis, IN
Allstate Insurance
260-436-2866
5721 Covington Rd
Fort Wayne, IN
Mellady Agency
765-401-0868
635 S Earl Ave Ste B
Lafayette, IN
Northern Insurance
260-969-5613
7113 W Jefferson Blvd.
Fort Wayne, IN

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

  1. Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.

  2. Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

  1. Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.

  2. Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

Rick Smith Ins Agcy, Inc

317-255-7900
1317 West 86th Street
Indianapolis, IN
http://www.statefarm.com

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