Reporting Auto Insurance Claims Lafayette LA

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

Shelter Insurance
(337) 234-0301
2519 W Pinhook Rd
Lafayette, LA
Horace Mann Insurance
(337) 412-6386
510 Guilbeau Rd
Lafayette, LA
Montesano Insurance Co
(337) 235-5919
601 W University Ave
Lafayette, LA
Allstate Insurance Companies
(337) 988-3445
4009 W Congress St
Lafayette, LA
Horace Mann Insurance
(337) 412-6727
510 Guilbeau Rd
Lafayette, LA
Acadiana Auto Insurance Agency Inc
(337) 237-7646
2474 W Congress St
Lafayette, LA
Brokers-Givens Insurance Inc
(337) 234-9401
430 Eraste Landry Rd
Lafayette, LA
Poche & Prejean Insurance Agency Inc
(337) 235-1911
2517 W Pinhook Rd
Lafayette, LA
Domingues Insurance Agency Inc
(337) 330-0036
Lafayette, LA
Allstate Insurance Companies
(337) 988-3445
4009 W Congress St
Lafayette, LA

Reporting Auto Insurance Claims

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

  1. Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.

  2. Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

  1. Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.

  2. Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

Allstate Insurance Company - Agnes Andrews

225-383-0877
1200 S Acadian Thruway
Baton Rouge, LA

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