Reporting Auto Insurance Claims Metairie LA

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

First Metro Agency
504-348-3131
1810 Barataria Blvd
Marrero, ME
First Metro Agency
504-363-5295
1950 Manhattan Blvd Ste 109
Harvey, LA
Bradshaw Insurance Agency
(504) 831-1616
749 Aurora Ave Ste 5
Metairie, LA
Premier Metro Group Llc
(504) 780-9980
3108 Cleary Ave
Metairie, LA
Miller Nancy Hudson
(504) 887-8891
4141 Veterans Memorial Bl
Metairie, LA
A Burghardt Insurance
(985) 652-2000
1126 W Airline Hwy
La Place, LA
Doles Insurance Agency
(318) 326-4256
301 E Palmetto
Plain Dealing, LA
Wood Tom
(318) 797-2282
1939 E 70th St
Shreveport, LA
Wilson Susie Agency
(318) 574-9581
108 N Cedar St
Tallulah, LA
Danna Jesse A Jr Insurance
(985) 624-2566
2900 Causeway Blvd
Mandeville, LA

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

  1. Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.

  2. Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

  1. Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.

  2. Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

First Metro Agency

504-348-3131
1810 Barataria Blvd
Marrero, ME
http://www.firstmetroagency.com

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