All Topics > Insurance > Reporting Auto Insurance Claims >

Reporting Auto Insurance Claims Minnesota

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

The Beulke Agency Inc
651- 429-3383
4782 Washington Av
St. Paul, MN

A AAAbbott Insurance Agency
651-646-0996
1595 Selby Ave
St. Paul, MN

AAct One Auto Insurance
651- 646-8772
1213 Randolph Ave
St. Paul, MN

Heinrich, Gary - State Farm Insurance Agent
651-739-9676
6053 Hudson Road
St. Paul, MN

Bryan Tschida Agency Inc
651-690-5334
2059 Randolph Ave
St. Paul, MN

A-Act One Insurance
651-646-8772
1213 Randolph Avenue
St. Paul, MN

American Midwest Agency Inc
651-735-5021
1811 Weir Drive #245
St. Paul, MN

Morris Law Group, P.A.
(952) 832-2000
8300 Norman Center Dr., Ste. 710
Bloomington, MN

Nelson & Shepperd Insurance
651-483-2919
2885 Country Dr.
St. Paul, MN

A ACT 1 Auto Insurance Agency Inc
651-55104-2857
742 Snelling Ave N
St. Paul, MN

Provided by:

Click here for more content from HowToDoThings.com

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.
Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.
Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

...

Click here to read the rest of the article at HowToDoThings.com

Author: Brad Halvorsen

Featured Local Company

The Beulke Agency Inc

651- 429-3383
4782 Washington Av
St. Paul, MN

Read more about Reporting Auto Insurance Claims

- Auto Insurance Tips Minnesota

Traffic accidents cause stress, fear and worries about costs. Many of us are not aware however, of the risks and consequences in store if we don't report an auto accident to our insurance company. Not reporting an auto accident could be a breach of your insurance contract leading to many unexpected consequences.

- How to Save Money on Auto Insurance Minnesota
- Auto Insurance Quotes Minnesota
- Auto Insurance Rates Minnesota
- Auto Insurance Guidelines Minnesota
- Car Insurance Tips Minnesota
- Saving Money on Auto Insurance Minnesota
- Auto Insurance Rates Minnesota
- Purchasing Affordable Auto Insurance Minnesota
- Auto Insurance Shopping Minnesota

Regional Articles

- Auto Insurance Tips Minnesota

Related Local Event

Farmers Insurance Group
Dates: 10/19/2009 - 10/19/2009
Location: Farmers Insurance Group
Blooomington, MN
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History