Reporting Auto Insurance Claims Pennsylvania

There are two types of car insurance claims: a collision claim and a comprehensive claim. In this article, you’ll learn more about these types of insurance claims and how to contact an agent.

Local Companies

Maggs Jack Agency
412- 884-5800
1700 Saw Mill Run Blvd
Pittsburgh, PA
Allstate Insurance
724-539-3663
1800 Ligonier Street
Latrobe, PA
Bell Insurance, Inc.
717-264-7518
1116 Kennebec Drive
Greencastle, PA
Penn National Insurance
800-388-4764
Two North Second Street
Greencastle, PA
William M. L. Etter IV Insurance, Inc.
717-263-8418
2054 Wayne Road
Chambersburg, PA
Schlichter Financial Services
717-264-2012
25 Penncraft Avenue
Chambersburg, PA
Evans Insurance Agency
412-487-1050
4290 William Flynn Hwt (Rt8)
Allison Park, PA
Williams Agency
(814) 368-6980
509 E Main St
Bradford, PA
QuoteScout
610-902-3973
105 Price Avenue
berwyn, PA
CIGNA
(215) 761-4321
One Liberty Place
Philadelphia, PA

There are two common types of car insurance claims that can be reported for damage to the vehicle that you own.

  1. Collision Claim - A collision claim is a claim for damage to the vehicle that you insure caused by a collision. The collision may have been with any object and is not limited to multiple car accidents. Collision claims include solo car accidents in which the driver may have hit a building, light post or any other object.

  2. Comprehensive Claim - A comprehensive claim is for any damage to your vehicle not caused by a collision. Frequently, comprehensive claims are made for theft or vandalism damage. Other Comprehensive Claims include fire damage and flood. Damage caused by impact with an animal is usually also considered a Comprehensive claim.

If you suffer damage to your vehicle, you will need to contact your insurance carrier in order to start the claims process. Most carriers offer the following methods to report a claim.

  1. Contact Your Agent - The majority of insurance carriers sell policies through Agents. The Agent is a brick and mortar business that solicits business on behalf of an insurance company. They operate as your point of contact and you can contact your Agent in order to file the claim. They will ask you for the facts of the loss and details on your damages, at which time they will submit a claim form to the insurance carrier for further review.

  2. Contact the Insurance Company by phone - If desired, you can skip contacting your Agent and you can call the insurance company directly. Most carriers place their phone numbers on your bills, proof of insurance cards and websites, so you can easily contact them in case of a loss or damage to your vehicle.

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Author: Brad Halvorsen

Featured Local Company

Maggs Jack Agency

412- 884-5800
1700 Saw Mill Run Blvd
Pittsburgh, PA
http://www.jackmaggsagency.com

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