Researching Debt Management Plans Fremont CA

If you have a lot of debt and it feels like it's out of control or headed that way, you may want to consider enrolling in a debt management plan (DMP). Here are some ways to research debt management plans before signing on to one.

Local Companies

Consumer Credit Counseling
(510) 636-9397
7677 Oakport St
Oakland, CA
Dreyer & Co Consulting Firm
(510) 639-2190
7700 Edgewater DR
Oakland, CA
Debt Settlement Professionals, Inc.
925-736-7036
4115 Blackhawk Plaza Circle
Danville, CA
Debt Settlement Professionals, Inc.
925-736-7036
3446 Silver Maple Drive
Danville, CA
Integrated Financial Solutions
(510) 226-7196
Fremont, CA
Consumer Credit Counseling
(510) 745-9553
310 Mowry Ave
Fremont, CA
GE Financial
(510) 797-0707
3100 Mowry Ave
Fremont, CA
National Credit Repair
(510) 659-9020
4075 Papazian Way Ste 104
Fremont, CA
Afa Certified-Interpreters-Translators
(818) 786-5203
14521 Gilmore St
Van Nuys, CA
Credit & Debt Assist Ctr of America
(949) 713-1800
22342 Avenida Empresa
Rancho Santa Margarita, CA

If you have a lot of debt and it feels like it's out of control or headed that way, you may want to consider enrolling in a debt management plan (DMP). Set up by debt management professionals, a debt management plan can help you get on a reasonable bill paying schedule. A debt management plan is basically a payment schedule wherein you pay a debt management/credit counseling agency to negotiate terms of repayment with certain of your creditors (credit card companies, etc.). Sometimes, the agency can get fees waived or payments reduced for you.Each month, you deposit money with the agency and they pay your creditors. Debt management planscan help people who are drowning in monthly debt, but they aren't free, and unscrupulous companies surface all the time, taking advantage of people in financial crises. It is important to learn about debt management plans before signing on to one. Here are some ways to do so.

  1. Consult a qualified free credit counselor. A credit counseling agency - at least a reputable one - can be different than a debt management agency in that it is not concerned with helping you pay your bills as much as it is concerned with helping you learn more about obtaining financial stability. An agency providing free credit counseling will be able to provide you with background information on what DMPs do and what they don't do, and will help you decide whether a debt management plan is necessary in your case. (Just because you seek help with your debt doesn't mean you need a debt management plan.)

    Credit counselors can be found through civic groups, colleagues, family or friends, or even online, and clients should check any agency they're considering with consumer groups like the Better Business Bureau.

    ...

Click here to read the rest of the article at HowToDoThings.com

Author: B. Danesco

Featured Local Company

Consumer Credit Counseling

(510) 636-9397
7677 Oakport St
Oakland, CA

Related Local Events
Suisun City Business Group Meeting
Dates: 6/18/2009 - 6/18/2009
Location: Suisun City Council Chambers
Suisun, CA
View Details

Travis Regional Armed Forces Committee Meeting
Dates: 6/15/2009 - 6/15/2009
Location: Delta Breeze Club, Travis AFB
Travis AFB, CA
View Details

Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin

Topics:
Advertising Family Home Services Real Estate Resources
Business Services Fashion Industrial Goods & Services Retail & Consumer Services
Career Financial Services Insurance Software
Cars Food & Beverage Internet Technology
Computer Hardware Franchise Legal Telecommunications
Construction Health Miscellaneous Trade Shows
Education Holidays Nightlife Travel
Entertainment Home Appliances Online Database Weddings
Environmental Home Electronics Pets World History