All Topics > Financial Services > Retiring: An Overview >

Retiring: An Overview California

The following contains retirement planning information you should know about how to retire and the aspects involved. Read on if you or a loved one is planning to retire in California and needs help getting started.

Local Companies

American Express Financial Advisors
562- 981-6677
3760 Kilroy Airport Way
Long Beach, CA

B C Harmony Investments LLC
562- 435-2719
250 Pacific Ave
Long Beach, CA

First Command Financial Planning
916-567-9600
1401 El Camino Ave
Sacramento, CA

Bakersfield Retirement Group
(661) 398-9900
5901 Sundale Ave
Bakersfield, CA

Carl Engele
(661) 397-9074
110 S Montclair St
Bakersfield, CA

Almac Development LLC
310-406-1830
2030 E 4th St
Santa Ana, CA

Advanced Planning Insurance & Financial Group Inc
951-778-3803
4192 Brockton Ave
Riverside, CA

ICMA Retirement Corp
951-778-0749
3666 University Ave
Riverside, CA

112 Inc
951-784-1802
3403 10th St
Riverside, CA

Comprehensive Financial Services Inc
951-786-0347
3773 Tibbetts St
Riverside, CA

Provided By:

Retirement can be a mixed blessing. Many people embrace retirement, relishing the opportunity to travel, visit with family, volunteer, take classes, and enjoy a slower pace of life. Others face feelings of loss and uncertainty, grieving over the separation from their social connections (and feelings of usefulness) at work and facing financial stressors, such as reduced income and increasing health care costs. Many people experience a mixture of both.

The best way to ensure a happy retirement is to plan for it and, of course, the earlier the better. No matter where you are in your working life, there are things you can do to help create a viable and rewarding retirement. In fact, the more you learn about your options for retirement, the clearer you can be about what makes sense for you.

The following checklist will help you get started on planning the financial aspects of retirement.

Planning for Retirement

What do I want my retirement to look like? What will I do with my time? (For some guidance, see What Will You Do When You Retire?)
How much money do I need to retire? (Use our Retirement Deposits Calculator to find out how much your savings will add up to.)
How long will my retirement savings last me? (Use our Retirement Spending Calcualtor to find out how long you can spend a certain amount without depleting your savings.)

At what age can I afford to retire? Do I want to ease into retirement by working part-time, on a freelance basis, or from home? (For some interesting reading, see Dollars and Sense of Retirement: Living Below Your Means.)
How can I save money in retirement? (To save money on taxes, see Top Tax Deductions.)
What should I do to prepare for my retirement? (For some tips, see Plan For a Healthy Retirement.)

Social Security

How do I check my Social Security earnings and benefits? How are my Social Security benefit amounts calculated? (For information, see Checking Your Social Security Earnings and Benefits.)
When do I file for Social Security benefits? When do I file for Medicare benefits? (To find out, see Filing for Social Security Benefits.)
When can I start collecting Social Security retirement benefits? If I delay retirement, will my checks be bigger? Can I keep a job even after I start collecting retirement, dependents', or survivors' benefits? (For more information, see Social Security FAQ.)

Retirement Plans

Can I take money out of my retirement plan early? (For information, see Getting Your Retirement Money Early -- Without Penalty.)
Can I borrow from my retirement plan to buy a house? (For information, see Finding a Down Payment to Buy a House.)
What happens to my retirement plan when I die? (For information, see Help Your Family Claim Retirement Benefits.)
When do I stop contributing to the plan and start withdrawing from it? Depending on the type of plan, you may not have to take mandatory withdrawals. (For information, see Top Myths About Retirement Plans.)

Want to Learn More?

For more help with planning for (and enjoying!) retirement, consult the following resources from Nolo:

Get a Life: You Don't Need a Million to Retire Well, by attorney Ralph Warner
IRAs, 401(k)s & Other Retirement Plans: Taking Your Money Out, by Twila Slesnick, PhD, Enrolled Agent & John C. Suttle, CPA, Attorney
Work Less, Live More: The New Way to Retire Early, by Bob Clyatt
Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits, by attorney Joseph L. Matthews and Dorothy Matthews Berman.

Featured Local Company

American Express Financial Advisors

562- 981-6677
3760 Kilroy Airport Way
Long Beach, CA

Read more about Retiring: An Overview

- Secure Your Retirement California

In an era of corporate restructuring and outsourcing, Rollover IRA is among the most powerful means available for securing one’s retirement. Yet, its potential to enlarge one’s assets for the golden years commonly remains under-appreciated.

- Retirement Account Management California
- Survival After Retirement California
- Second Mortgage California
- How to Prepare a Retirement Plan California
- Retirement Planning California
- Credit Repair System California
- Overview of Cash Advances California
- Personal Taxes California
- Success in Investing California

Regional Articles

- Credit Repair System California

The Credit Repair System has tools available that helps many debtors find relief. Credit repair system is the steps to recovering from debts, while getting back on your feet again.

- Overview of Cash Advances California
- Survival After Retirement California
- How to Prepare a Retirement Plan California
- Secure Your Retirement California
- Retirement Account Management California
- Personal Taxes California
- Second Mortgage California
- Retirement Planning California
- Success in Investing California

Related Local Events

Finance
Dates: 9/16/2009 - 9/16/2009
Location: Central Valley Community Bank
Oakhurst, CA
View Details

Finance
Dates: 7/15/2009 - 7/15/2009
Location: Central Valley Community Bank
Oakhurst, CA
View Details

Business Issues Committee Meeting
Dates: 6/26/2009 - 6/26/2009
Location: Fairfield-Suisun Chamber of Commerce
Fairfield, CA
View Details

Executive Board Meeting
Dates: 6/23/2009 - 6/23/2009
Location: Fairfield-Suisun Chamber of Commerce
Fairfield, CA
View Details

Economic Development
Dates: 6/19/2009 - 6/19/2009
Location: Yosemite Bank
Oakhurst, CA
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History