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Retiring: An Overview North Carolina

The following contains retirement planning information you should know about how to retire and the aspects involved. Read on if you or a loved one is planning to retire in North Carolina and needs help getting started.

Local Companies

Retirement Estate Planning Services
704-372-5520
341 N Caswell Rd
Charlotte, NC

Anderson Financial Planning Inc
704-540-7771
7621 Little Ave
Charlotte, NC

A B F Investment Group
336-272-6505
620 S Elm St
Greensboro, NC

Ameriprise Financial Services
336-659-0172
1365 Westgate Center DR
Winston-Salem, NC

Atlantic Investment Mngmnt
(919) 598-0912
1301 S Briggs Ave
Durham, NC

Hoover Financial Services
(919) 383-4089
2726 Croasdaile Dr
Durham, NC

Intersil Corp
(919) 405-3650
4020 Stirrup Creek Dr
Durham, NC

Argosy Planning Concepts LLC
704-597-1314
7018 Ridge Lane Rd
Charlotte, NC

Piedmont Financial Planning
336-288-8788
2020 New Garden Rd
Greensboro, NC

American Express Financial Advisors
336-299-6424
2302 W Meadowview Rd
Greensboro, NC

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Retirement can be a mixed blessing. Many people embrace retirement, relishing the opportunity to travel, visit with family, volunteer, take classes, and enjoy a slower pace of life. Others face feelings of loss and uncertainty, grieving over the separation from their social connections (and feelings of usefulness) at work and facing financial stressors, such as reduced income and increasing health care costs. Many people experience a mixture of both.

The best way to ensure a happy retirement is to plan for it and, of course, the earlier the better. No matter where you are in your working life, there are things you can do to help create a viable and rewarding retirement. In fact, the more you learn about your options for retirement, the clearer you can be about what makes sense for you.

The following checklist will help you get started on planning the financial aspects of retirement.

Planning for Retirement

What do I want my retirement to look like? What will I do with my time? (For some guidance, see What Will You Do When You Retire?)
How much money do I need to retire? (Use our Retirement Deposits Calculator to find out how much your savings will add up to.)
How long will my retirement savings last me? (Use our Retirement Spending Calcualtor to find out how long you can spend a certain amount without depleting your savings.)

At what age can I afford to retire? Do I want to ease into retirement by working part-time, on a freelance basis, or from home? (For some interesting reading, see Dollars and Sense of Retirement: Living Below Your Means.)
How can I save money in retirement? (To save money on taxes, see Top Tax Deductions.)
What should I do to prepare for my retirement? (For some tips, see Plan For a Healthy Retirement.)

Social Security

How do I check my Social Security earnings and benefits? How are my Social Security benefit amounts calculated? (For information, see Checking Your Social Security Earnings and Benefits.)
When do I file for Social Security benefits? When do I file for Medicare benefits? (To find out, see Filing for Social Security Benefits.)
When can I start collecting Social Security retirement benefits? If I delay retirement, will my checks be bigger? Can I keep a job even after I start collecting retirement, dependents', or survivors' benefits? (For more information, see Social Security FAQ.)

Retirement Plans

Can I take money out of my retirement plan early? (For information, see Getting Your Retirement Money Early -- Without Penalty.)
Can I borrow from my retirement plan to buy a house? (For information, see Finding a Down Payment to Buy a House.)
What happens to my retirement plan when I die? (For information, see Help Your Family Claim Retirement Benefits.)
When do I stop contributing to the plan and start withdrawing from it? Depending on the type of plan, you may not have to take mandatory withdrawals. (For information, see Top Myths About Retirement Plans.)

Want to Learn More?

For more help with planning for (and enjoying!) retirement, consult the following resources from Nolo:

Get a Life: You Don't Need a Million to Retire Well, by attorney Ralph Warner
IRAs, 401(k)s & Other Retirement Plans: Taking Your Money Out, by Twila Slesnick, PhD, Enrolled Agent & John C. Suttle, CPA, Attorney
Work Less, Live More: The New Way to Retire Early, by Bob Clyatt
Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits, by attorney Joseph L. Matthews and Dorothy Matthews Berman.

Featured Local Company

Retirement Estate Planning Services

704-372-5520
341 N Caswell Rd
Charlotte, NC

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