Saving Money on Auto Insurance Maryland

Do you feel that you spend a lot on auto insurance and can't affort it. A car insurance expert offers suggestions on how to save money on your policy.

Local Companies

Gina Zinn State Farm Insurance
410-528-8900
1118 A Light Street
Baltimore, MD
Goad Insurance Agency
410-558-0396
3229 Erdman Ave
Baltimore, MD
Allstate Insurance Companies
410-426-5500
4201 Belmar Ave
Baltimore, MD
Kirby Insurance Inc.
410-837-2320 ext 221
14 W. Saratoga St.
Baltimore, MD
Williams Insurance Group LLC
410-455-0111
5202 Baltimore National Pike Ste 106
Baltimore, MD
Allstate Insurance - Beltway Insurance Agency
301-324-0300
9105 Central Ave
Capitol Heights, MD
GEICO Insurance
410-528-9898
2563 Foster Ave
Baltimore, MD
Keith Hill Insurance
410-585-1007
6609 Reistertown Rd #103
Baltimore, MD
Hill Insurance
443-838-5704
6609 Reisterstown Rd #103
Baltimore, MD
Katz Insurance Agency
410-484-8841
6701 Reisterstown Rd
Baltimore, MD

Provided by:

Dear YOUNG MONEY,

My parents are making me pay for my own auto insurance this year. How can I save some money?


Ethan

Dear Ethan,

Paying for your own car insurance can seem daunting at first, especially if you're already feeling strapped for cash. It doesn't help that drivers under 25 typically pay the highest auto insurance rates of any demographic, with young males footing the largest bill. Fortunately, it is still possible for you to insure your car without going broke. Below are some suggestions on how to save money.

Do research

To find a good rate on auto insurance, you need to do your homework. Before you buy a new car, do research and compare prices. The same should be true when you buy auto insurance. Without looking at all your options, you could be spending hundreds more than you have to.

Look for discounts

When you research auto insurance companies, be sure to find out what types of discounts they offer. You may find that you're eligible for a number of discounts that could save you a lot of money.

  • Good Student Discount. In most cases, students are eligible if they're under 25 years of age, maintain a 3.0 ("B") grade-point average or better, and are enrolled full-time in high school, community college, or university.
  • Young Driver Safety Discount. In certain states, there are discounts available for teen drivers who have passed an accredited program. The National Safety Council often has information about where you can take such courses and knows about state certified programs that offer courses for point reduction, auto insurancediscounts, remedial driving, or retraining.
  • Anti-theft/Safety Features Discount. If you car is equipped with anti-theft features, such as alarm systems, protective steering column devices, and certain anti-theft recovery systems, it's likely your insurance rates will be reduced. The same is true if your car is equipped with safety features, such as automatic seat belts or air bags.
  • ...

Click here to read the rest of the article at YoungMoney.com.

Featured Local Company

Gina Zinn State Farm Insurance

410-528-8900
1118 A Light Street
Baltimore, MD

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