Real Estate Resources

This website provides information on the different fields and levels of real estate as well as the different terms used in the real estate business. Both residential and commercial real estate topics are covered.

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Calculating Your Debt to Income Ratio

When you shop for a mortgage or other loan, one of the key factors a lender takes into consideration before granting approval is your debt-to-income ratio

Correcting Your Credit Report

Having a correct credit report is important because lenders use it as a basis to determine how much you can borrow

Debt Assistance Companies

If you are ducking debt collectors and using one credit card to pay off the next, you may be considering turning to a debt assistance company for help

Debt to Income Ratio

When you shop for a mortgage or other loan, one of the key factors a lender takes into consideration before granting approval is your debt-to-income ratio

FAQs about Credit Scores

A credit score is a number that reflects your credit risk level, typically with a higher number indicating lower risk

Improving Your Credit Score

To improve your credit score under most models, concentrate on paying your bills on time, paying down outstanding balances, and not taking on new debt

What is Credit Score?

A credit report score is a number that reflects your credit risk level, typically with a higher number indicating lower risk

What to Look for in Your Credit Report

You've pulled a copy of your credit report and are now looking at a tangle of information.

Why Should I Check my Credit Report

Studies have shown that many credit reports contain inaccuracies that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job

Your Credit and the Fair Credit Reporting Act

Your credit record contains information about your income, debts, and credit payment history
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