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Step 6: Making an Offer Indiana

Once you've found the right home, the next step is to make an offer to the seller.

Local Companies

Kelley Mortgage
317-578-3550
5519 E 82nd St
Indianapolis, IN
Charter One Mortgage Loan Officers
317-208-2957
10333 N Meridian St
Indianapolis, IN
Schiller Law Offices
317-578-2100
8720 Castle Creek Parkway
Indianapolis, IN
Countrywide Home Loans
260-497-3100
1491 W Dupont RD
Fort Wayne, IN
Beneficial Mortgage
260-483-7137
1014 E Coliseum Blvd
Fort Wayne, IN
1st Place Mortgage
317-353-1800
6011 E Hanna Ave
Indianapolis, IN
Countrywide Home Loans
317-423-7752
52 Monument Cir
Indianapolis, IN
Amera Mortgage
260-434-1970
9921 Dupont Circle Dr W
Fort Wayne, IN
Aspen Mortgage
260-486-5626
2420 N Coliseum Blvd. Ste 101
Fort Wayne, IN
Primary Residential Mortgage
260-482-8800
1910 Saint Joe Center Rd No 41
Fort Wayne, IN

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This can be a nerve wracking step in the home buying process, especially since you stand to spend a great deal of money and there is a chance that the seller will reject your offer. Here a few things to keep in mind when making an offer on a home.

 

 


You Don’t Have to Offer the Asking Price

 

Remember, an asking price is just that. Work with your real estate agent to choose the right price for your first offer. Some things to consider: what other homes in the area are selling for, the condition of the home, and how long the home has been on the market.

A home that needs considerable repairs and updates or one that has been on the market for a long time may warrant making an offer that is lower than the seller’s asking price. But if the house is in excellent condition and has gotten a great deal of attention from other buyers, it might mean that your offer should stick closer to the asking price, or even be higher.


Keep in Mind Your Bargaining Chips

 

Remember that price isn’t everything. Getting preapproved for your mortgage, not having a sale contingency and being flexible on the closing date can all make your offer more attractive. Contingencies can also include home repairs and leaving major appliances. There may be other parts of the contract that are important to the seller; being flexible will help you. The easier you make the deal for the seller, the better change you have of having your offer accepted.


Put it in Writing

 

Once you and the seller have agreed on an offer, make sure everything is in writing, even things that may not seem important. Perhaps you asked the seller to include drapes or bookshelves. To ensure those items are included in the deal, put them in the contract.


Published on January 20, 2007

Read full article at realestate.com

Featured Local Company

Kelley Mortgage

317-578-3550
5519 E 82nd St
Indianapolis, IN
http://www.loansbykelley.com
Read more about Step 6: Making an Offer

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