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Step 6: Making an Offer Massachusetts

Once you've found the right home, the next step is to make an offer to the seller.

Local Companies

JPMorgan Chase - Home Mortgage
(617) 429-2059
400 Blue Hill Drive, Ste. 190
Westwood, MA
Pioneer Financial Group
(617)8686300
1972 Massachusetts Avenue
Cambridge, MA
Omnify Software
978-988-3800
10 New England Business Center Drive
Andover, MA
First Call Mortgage Company
603-247-2885
100 Brickstone Square
Andover, MA
Emerson Lending
978-264-4803
179 Great Road
Acton, MA
American Honda Finance Corp
(413) 567-0844
171 Dwight Rd
Longmeadow, MA
MetLife Home Loans
508-667-2981
586 Kelly Boulevard
N. Attleboro, MA
SB Mortgage Group Inc
508-407-5430
206 Southbridge St
Auburn, MA
American Mortgage Resource, Inc.
(617)9728588
62 Mount Auburn Street
Watertown, MA
First Eagle Mortgage
978-777-7767
44 Maple Street
Danvers, MA

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This can be a nerve wracking step in the home buying process, especially since you stand to spend a great deal of money and there is a chance that the seller will reject your offer. Here a few things to keep in mind when making an offer on a home.

 

 


You Don’t Have to Offer the Asking Price

 

Remember, an asking price is just that. Work with your real estate agent to choose the right price for your first offer. Some things to consider: what other homes in the area are selling for, the condition of the home, and how long the home has been on the market.

A home that needs considerable repairs and updates or one that has been on the market for a long time may warrant making an offer that is lower than the seller’s asking price. But if the house is in excellent condition and has gotten a great deal of attention from other buyers, it might mean that your offer should stick closer to the asking price, or even be higher.


Keep in Mind Your Bargaining Chips

 

Remember that price isn’t everything. Getting preapproved for your mortgage, not having a sale contingency and being flexible on the closing date can all make your offer more attractive. Contingencies can also include home repairs and leaving major appliances. There may be other parts of the contract that are important to the seller; being flexible will help you. The easier you make the deal for the seller, the better change you have of having your offer accepted.


Put it in Writing

 

Once you and the seller have agreed on an offer, make sure everything is in writing, even things that may not seem important. Perhaps you asked the seller to include drapes or bookshelves. To ensure those items are included in the deal, put them in the contract.


Published on January 20, 2007

Read full article at realestate.com

Featured Local Company

JPMorgan Chase - Home Mortgage

(617) 429-2059
400 Blue Hill Drive, Ste. 190
Westwood, MA
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