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Student Financial Aid Options Overview Denham Springs LA

Most students rely on various forms of financial aid, piecing together funds from a range of different sources. In this section, you'll find an overview of the college funding options available to you. Between federal grants, loans, work-study, and special aid programs, you'll find that a college education is more affordable than you think.

1. Local Companies

2. Student Financial Aid Options Overview

3. 2009 Stimulus Plan

4. Featured Local Company

1 . Local Companies

AAA Check Loans
225-293-8370
10466 Airline Hwy
Baton Rouge, LA

AAA Payday Inc
225-925-5930
8700 Florida Blvd
Baton Rouge, LA

Acc Finance
225-927-0003
8700 Florida Blvd
Baton Rouge, LA

Crescent Bank & Trust Loan Production Office
225-218-8228
9181 Interline Ave
Baton Rouge, LA

Paycheck Loans
225-928-3102
8345 Florida Blvd
Baton Rouge, LA

Paycheck Loans of Baton Rouge
225-924-2274
5700 Florida Blvd
Baton Rouge, LA

Pay Day Loans
225-356-4428
5151 Plank RD
Baton Rouge, LA

Lela Louisiana Education Loan Authority
225-923-0065
2237 S Acadian Thruway
Baton Rouge, LA

Best Money Loans Inc
225-768-1991
9315 Burbank DR
Baton Rouge, LA

Payday Money of Baton Rouge
(225) 665-3645
1971 Florida Ave SW
Denham Springs, LA

2 . Student Financial Aid Options Overview

Grants and Scholarships

Also known as 'gift aid,' grants and scholarships provide 'free' college funding. The most common federal grants are the Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG). You may also qualify for state and institutional grants.
Thousands of scholarships are available, from your school, company, or any number of private organizations. Scholarships typically reward excellence in a certain area, such as academics, sports, or arts.
Grants and Scholarships offers an overview of gift aid programs, including where to find them and how to apply.

Student Loan Basics

Which loans offer the best terms? What's the difference between a subsidized and an unsubsidized loan? How do I qualify? Student Loan Basics answers these questions, and guides you through the available loan options. The federal government offers several low-interest loan programs, including the Perkins, Stafford, and Parent Federal PLUS Loans.

Federal Work-Study

Earn money for your education through this government-subsidized, need-based employment program. Many students rely on work-study positions to supplement their basic financial aid package. Federal Work-Study Programs discusses the unique benefits of work-study jobs.

AmeriCorps Student Aid

Serve your community and gain access to college funding at the same time. Americorps, a national community service organization, offers full-time educational awards in return for service work. You can accrue benefits before, during, or after your college degree and apply them either to current educational expenses or loan repayment. Find out more about the Americorps Student Aid program.

Military/ROTC Student Aid Overview

The U.S. military maintains a proud tradition of funding college education. In return for service in the armed forces, you can qualify for ROTC scholarships, the Army College Fund, the Montgomery GI Bill, the College Loan Repayment Program (CLRP), and more. The Military/ROTC Student Aid Overview takes you through the higher education benefits available to you as a member of the armed forces.

College education is a major investment, but you'll find a wealth of resources to help you cover the costs. Many programs are readily accessible via the Free Application for Federal Student Aid (FAFSA), but others are a bit harder to find. This guide can help you take full advantage of your financial aid options.

Author: Sonja Albrecht

Source(s)
Yahoo! Financial Aid Overview
http://education.yahoo.com/college/financial_aid/articles/financial_aid_options_overview.html

Federal Student Aid Funding Education Beyond High School
http://www.studentaid.ed.gov/students/publications/student_guide/2006-2007/english/otheraidsources.htm#americorps

Princeton Review
http://www.princetonreview.com/grad/finance/articles/tools/basics.asp

3 . 2009 Stimulus Plan

Starting in the 2009 tax year, under the American Recovery and Reinvestment Act (ARRA), more parents and students will qualify over the next two years for a tax credit, the American Opportunity Credit, to pay for college expenses.
The American Opportunity Credit is not available on the 2008 returns taxpayers are filing during 2009. The new credit modifies the existing Hope Credit for tax years 2009 and 2010, making the Hope Credit available to a broader range of taxpayers, including many with higher incomes and those who owe no tax. It also adds required course materials to the list of qualifying expenses and allows the credit to be claimed for four post-secondary education years instead of two. Many of those eligible will qualify for the maximum annual credit of $2,500 per student.

The full credit is available to individuals whose modified adjusted gross income is $80,000 or less, or $160,000 or less for married couples filing a joint return. The credit is phased out for taxpayers with incomes above these levels. These income limits are higher than under the existing Hope and Lifetime Learning Credits

Click here to read more from irs.gov
Click here for application form

4 . Featured Local Company

AAA Check Loans

225-293-8370
10466 Airline Hwy
Baton Rouge, LA

Read more about Student Financial Aid Options Overview

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Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
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Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History