All Topics > Cars > Insurance > Supplemental Auto Insurance >

Supplemental Auto Insurance Florida

There are many types of insurance available for vehicles today; standard insurance and supplemental auto insurance. Besides the basics, there are types of supplemental auto insurance that can be purchased to better protect your vehicle.

1. Local Companies

2. Non-Owned Auto Insurance

3. Underinsured Motorist Bodily Injury Coverage

4. Underinsured Motorist Property Damage Coverage

5. Featured Local Company

1 . Local Companies

Advanced Insurance Underwriters
954-963-6666
3250 N 29 Ave.
Hollywood, FL

CarInsurance.com, Inc.
1-877-327-8728
P.O. Box 940190
Maitland, FL

Gator Insurance
727-544-0064
7644 Park Blvd
St. Petersburg, FL

AutoNation, Inc.
954-769-7209
110 SE 6 Street
Fort Lauderdale, FL

Lauderdale BMW of Pembroke Pines
954-620-5050
14800 Sheridan St.
Pembroke Pines, FL

Pines Lincoln Mercury
954-620-2000
15000 Sheridan Street
Pembroke Pines, FL

Weston Nissan Volvo
(954) 888-6800
3650 Weston Rd
Davie, FL

The Nabors Group
(954) 364-7850
4302 Hollywood Blvd.
Hollywood, FL

Unitrin Direct Cheap Auto Insurance
(904) 472-3105
8812 Hare Avenue
Jacksonville, FL

New England Financial So. Florida Financial Strategies
561-886-3373
2500 North Military Trail, Ste. 300
Boca Raton, FL

2 . Non-Owned Auto Insurance

There is a type of supplemental auto insurance that can be purchased even if one does not own a car. It is called non-owned auto insurance, and is mostly obtained by people who rent cars often. This type of insurance can give a person coverage in a rental car, if they are in an accident that causes damage to someone else’s vehicle, to that car's passengers, or even to pedestrians in the street. When you rent a car, you will be asked if you want to purchase the additional insurance. If you already have collision and comprehension on your personal vehicle, than this typically will cover a rented vehicle. If you don’t, then you will need to purchase the company’s insurance.

But this can be costly, especially if you habitually rent cars from companies. Purchasing non-owned auto insurance can really save one money. There are other benefits to this insurance, as well. You can get underinsured and uninsured coverage for accidents occurring where the other driver has little to no insurance. It will also cover medical expenses incurred to any of yours or the other driver’s passengers. Non-owned insurance is a type of supplemental auto insurance that can be purchased from most major insurance companies. For those who rent vehicles often, it can be a wise investment.

3 . Underinsured Motorist Bodily Injury Coverage

There is a type of supplemental auto insurance that can be purchased that can cover a person who is in an accident with a driver that has little or no insurance. First, there is underinsured motorist bodily injury coverage. This will cover expenses that happen as a result of an accident, if the accident is caused by a driver that does not have adequate insurance or none at all. Examples of things that can be paid for are medical bills, prescriptions, and lost wages. Whatever the difference is between the auto coverage you have and any bodily injury coverage the other driver has is what you will be given.

Uninsured motorist bodily injury coverage covers a driver if they are in an accident with another person who has no insurance at all. This type of coverage is designed to pay expenses associated with any bodily injuries that occur. Examples of these are medical bills and lost wages. The amount of money a driver will receive can be up to the limit of the coverage purchased for this issue.

Having this extra supplemental auto insurance can be very beneficial to cover unexpected medical costs associated with a driver with little to no insurance coverage.

4 . Underinsured Motorist Property Damage Coverage

Another kind of supplemental auto insurance that is available for purchase is called underinsured motorist property damage coverage. This type of coverage is used for repairs and replacements to property, mainly the vehicle involved in an accident. This insurance covers an accident that is caused by another driver who does not have sufficient insurance coverage to cover the damage caused in an accident. The difference between both the other drivers insurance and your insurance is the amount that you will receive.

Another branch of this supplemental auto insurance is called uninsured motorist property damage coverage. Repairs to a vehicle are covered with this type of insurance if a driver is involved in an accident with you and has no insurance at all. This can also cover a replacement vehicle, if necessary. There will be limits set by your policy that will determine the amount you can receive for this claim.

Again, this is a great extra coverage to have on your insurance policy. You never know what type of accident you may end up in, and if the other person will have enough insurance to fix your vehicle. It is best to make sure you are covered all the way around, no matter what the situation requires.

5 . Featured Local Company

Advanced Insurance Underwriters

954-963-6666
3250 N 29 Ave.
Hollywood, FL

Read more about Supplemental Auto Insurance

- Auto Body Repair Florida

The first step is to find out if your insurance company and policy cover the damages that were incurred to your vehicle. Then you need to find out how much they cover and also know you deductable. Once you have that figured out you can go on to the next step. That is you can find a qualified auto body repair specialist to repair your auto.

- Online Car Insurance Overview Florida
- Auto Insurance for Teen Drivers Florida
- Ways to Save on Car Insurance Florida
- Handling Auto Accident Florida
- How To Select An Auto Insurance Agency Florida
- Cost-Effective Car Insurance Florida
- Bodily Injury Liability Florida
- How to Get Cheap Car Insurance Florida
- Getting Discounts From Auto Insurance Company Florida

Regional Articles

- Getting Discounts From Auto Insurance Company Florida

Let's face it an auto insurance company is a business that is created to make a profit and if we are not careful we might end up paying super high premium rates when we could have paid much lower premiums if we only did some research.

- Ways to Save on Car Insurance Florida
- Auto Insurance for Teen Drivers Florida
- Online Car Insurance Overview Florida
- How to Get Cheap Car Insurance Florida
- How To Select An Auto Insurance Agency Florida
- Cost-Effective Car Insurance Florida
- Bodily Injury Liability Florida
- Handling Auto Accident Florida
- Auto Body Repair Florida

Related Local Events

CENTRAL FLORIDA INTERNATIONAL AUTO SHOW 2009
Dates: 11/26/2009 - 11/30/2009
Location: Orange County Convention Center
Orlando, FL
View Details

PERFORMANCE RACING INDUSTRY SHOW 2009
Dates: 12/10/2009 - 12/12/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Performance Racing Industry Show
Dates: 12/10/2009 - 12/12/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Jacksonville Car & Truck Show
Dates: 2/12/2010 - 2/14/2010
Location: Prime F. Osborn III Convention Center
Jacksonville, FL
View Details

International Auto Show-Orlando
Dates: 11/25/2009 - 11/29/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History