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Supplemental Auto Insurance Massachusetts

There are many types of insurance available for vehicles today; standard insurance and supplemental auto insurance. Besides the basics, there are types of supplemental auto insurance that can be purchased to better protect your vehicle.

1. Local Companies

2. Non-Owned Auto Insurance

3. Underinsured Motorist Bodily Injury Coverage

4. Underinsured Motorist Property Damage Coverage

5. Featured Local Company

1 . Local Companies

AAA Southern New England
(781) 871-5880
900 Hingham Street
Rockland, MA

Sullivan Insurance & Financial
978-372-2790
487 Groveland Street
Haverhill, MA

Chase & Lunt Insurance
978-462-4434
47 State Street
Newburyport, MA

Sullivan Insurance & Financial
(978) 372-2790
487 Groveland Street
Haverhill, MA

O'Connor & Co. Insurance Agency, Inc
508-943-3333
16 Village St po 1458 Dudley, MA 01571
See Above, MA

Cote Insurance Agency
508-324-0700
511 Newton St
Fall River, MA

MassDrive.com
877-556-3984
Ten Post Office Square, 8th floor south
Boston, MA

West Boylston Ins Agcy Inc
(508) 835-3877
12 W Boylston St Ste 1
West Boylston, MA

Kaplan Simon Ins Agcy
(617) 965-3158
345 Boylston St
Newton, MA

Clifford R Larson Insurance Agency Inc
(781) 646-9200
1343 Massachusetts Ave
Arlington, MA

2 . Non-Owned Auto Insurance

There is a type of supplemental auto insurance that can be purchased even if one does not own a car. It is called non-owned auto insurance, and is mostly obtained by people who rent cars often. This type of insurance can give a person coverage in a rental car, if they are in an accident that causes damage to someone else’s vehicle, to that car's passengers, or even to pedestrians in the street. When you rent a car, you will be asked if you want to purchase the additional insurance. If you already have collision and comprehension on your personal vehicle, than this typically will cover a rented vehicle. If you don’t, then you will need to purchase the company’s insurance.

But this can be costly, especially if you habitually rent cars from companies. Purchasing non-owned auto insurance can really save one money. There are other benefits to this insurance, as well. You can get underinsured and uninsured coverage for accidents occurring where the other driver has little to no insurance. It will also cover medical expenses incurred to any of yours or the other driver’s passengers. Non-owned insurance is a type of supplemental auto insurance that can be purchased from most major insurance companies. For those who rent vehicles often, it can be a wise investment.

3 . Underinsured Motorist Bodily Injury Coverage

There is a type of supplemental auto insurance that can be purchased that can cover a person who is in an accident with a driver that has little or no insurance. First, there is underinsured motorist bodily injury coverage. This will cover expenses that happen as a result of an accident, if the accident is caused by a driver that does not have adequate insurance or none at all. Examples of things that can be paid for are medical bills, prescriptions, and lost wages. Whatever the difference is between the auto coverage you have and any bodily injury coverage the other driver has is what you will be given.

Uninsured motorist bodily injury coverage covers a driver if they are in an accident with another person who has no insurance at all. This type of coverage is designed to pay expenses associated with any bodily injuries that occur. Examples of these are medical bills and lost wages. The amount of money a driver will receive can be up to the limit of the coverage purchased for this issue.

Having this extra supplemental auto insurance can be very beneficial to cover unexpected medical costs associated with a driver with little to no insurance coverage.

4 . Underinsured Motorist Property Damage Coverage

Another kind of supplemental auto insurance that is available for purchase is called underinsured motorist property damage coverage. This type of coverage is used for repairs and replacements to property, mainly the vehicle involved in an accident. This insurance covers an accident that is caused by another driver who does not have sufficient insurance coverage to cover the damage caused in an accident. The difference between both the other drivers insurance and your insurance is the amount that you will receive.

Another branch of this supplemental auto insurance is called uninsured motorist property damage coverage. Repairs to a vehicle are covered with this type of insurance if a driver is involved in an accident with you and has no insurance at all. This can also cover a replacement vehicle, if necessary. There will be limits set by your policy that will determine the amount you can receive for this claim.

Again, this is a great extra coverage to have on your insurance policy. You never know what type of accident you may end up in, and if the other person will have enough insurance to fix your vehicle. It is best to make sure you are covered all the way around, no matter what the situation requires.

5 . Featured Local Company

AAA Southern New England

(781) 871-5880
900 Hingham Street
Rockland, MA
When you hear the name AAA, the first thing that comes to mind is probably maps and emergency road service, two of the cornerstones of our organization. But these days AAA is known for much more - assisting people in many facets of their lives, including travel and lodging; auto buying, leasing, renting, and repair; financial services such as loans and credit cards; and insurance needs.

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Related Local Event

New England International Auto Show
Dates: 12/2/2009 - 12/6/2009
Location: Boston Convention & Exhibition Center
Boston, MA
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Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
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Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History