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Supplemental Auto Insurance Michigan

There are many types of insurance available for vehicles today; standard insurance and supplemental auto insurance. Besides the basics, there are types of supplemental auto insurance that can be purchased to better protect your vehicle.

1. Local Companies

2. Non-Owned Auto Insurance

3. Underinsured Motorist Bodily Injury Coverage

4. Underinsured Motorist Property Damage Coverage

5. Featured Local Company

1 . Local Companies

Farmers Insurance Group
734-459-9600
859 S Main St
Detroit, MI

J Douglas Mercer Insurance Agency Inc
810-714-0370
3130 Silver Lake Rd
Fenton, MI

American Heritage Insurance and Financial Services
313-341-2726
2405 W Mcnichols Rd
Detroit, MI

Camelot Insurance Agency
313-341-1566
11000 W Mcnichols Rd
Detroit, MI

Gerald J. Stanley and Associates, Inc.
313-381-7000
5133 Allen Rd.
Allen Park, MI

Dencap Dental Plans
313-972-1400
45 E Milwaukee Avenue
Detroit, MI

A R Bibb & Associates Insurance Agency
313-891-3668
11612 Joseph Campau St
Detroit, MI

AAA Insurance
313-824-4162
11022 E Jefferson Ave
Detroit, MI

Fender Bender Auto Insurance
313-371-1160
14409 Linnhurst St
Detroit, MI

Goldfarb Bonding Agency
313-961-4646
1401 Beaubien St
Detroit, MI

2 . Non-Owned Auto Insurance

There is a type of supplemental auto insurance that can be purchased even if one does not own a car. It is called non-owned auto insurance, and is mostly obtained by people who rent cars often. This type of insurance can give a person coverage in a rental car, if they are in an accident that causes damage to someone else’s vehicle, to that car's passengers, or even to pedestrians in the street. When you rent a car, you will be asked if you want to purchase the additional insurance. If you already have collision and comprehension on your personal vehicle, than this typically will cover a rented vehicle. If you don’t, then you will need to purchase the company’s insurance.

But this can be costly, especially if you habitually rent cars from companies. Purchasing non-owned auto insurance can really save one money. There are other benefits to this insurance, as well. You can get underinsured and uninsured coverage for accidents occurring where the other driver has little to no insurance. It will also cover medical expenses incurred to any of yours or the other driver’s passengers. Non-owned insurance is a type of supplemental auto insurance that can be purchased from most major insurance companies. For those who rent vehicles often, it can be a wise investment.

3 . Underinsured Motorist Bodily Injury Coverage

There is a type of supplemental auto insurance that can be purchased that can cover a person who is in an accident with a driver that has little or no insurance. First, there is underinsured motorist bodily injury coverage. This will cover expenses that happen as a result of an accident, if the accident is caused by a driver that does not have adequate insurance or none at all. Examples of things that can be paid for are medical bills, prescriptions, and lost wages. Whatever the difference is between the auto coverage you have and any bodily injury coverage the other driver has is what you will be given.

Uninsured motorist bodily injury coverage covers a driver if they are in an accident with another person who has no insurance at all. This type of coverage is designed to pay expenses associated with any bodily injuries that occur. Examples of these are medical bills and lost wages. The amount of money a driver will receive can be up to the limit of the coverage purchased for this issue.

Having this extra supplemental auto insurance can be very beneficial to cover unexpected medical costs associated with a driver with little to no insurance coverage.

4 . Underinsured Motorist Property Damage Coverage

Another kind of supplemental auto insurance that is available for purchase is called underinsured motorist property damage coverage. This type of coverage is used for repairs and replacements to property, mainly the vehicle involved in an accident. This insurance covers an accident that is caused by another driver who does not have sufficient insurance coverage to cover the damage caused in an accident. The difference between both the other drivers insurance and your insurance is the amount that you will receive.

Another branch of this supplemental auto insurance is called uninsured motorist property damage coverage. Repairs to a vehicle are covered with this type of insurance if a driver is involved in an accident with you and has no insurance at all. This can also cover a replacement vehicle, if necessary. There will be limits set by your policy that will determine the amount you can receive for this claim.

Again, this is a great extra coverage to have on your insurance policy. You never know what type of accident you may end up in, and if the other person will have enough insurance to fix your vehicle. It is best to make sure you are covered all the way around, no matter what the situation requires.

5 . Featured Local Company

Farmers Insurance Group

734-459-9600
859 S Main St
Detroit, MI
http://www.michiganinsurancegroup.net

Read more about Supplemental Auto Insurance

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Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
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Computer Hardware	Franchise	Legal	Telecommunications
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Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History