Tips for Smart Car Shoppers Albany OR

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Larry Lassen Toyota
(541) 926-4236
1205 Price Rd SE
Albany, OR
Dick Mullican Auto Center Tn Salem #
(503) 363-1835
310 2nd Ave SE
Albany, OR
Premier Auto Sales
(541) 926-4204
2860 Santiam Hwy SE
Albany, OR
South Pacific Auto Dealers
(541) 928-8174
Albany, OR
Bill Rogers Honda
(541) 928-0122
4120 Santiam Hwy SE
Albany, OR
Mark Thomas Motors Inc
(541) 967-9105
2315 Santiam Hwy SE
Albany, OR
Withnell Nissan Lincoln Mercury
(541) 926-4466
2505 Pacific Blvd SE
Albany, OR
Mark Thomas Motors Inc
(541) 967-9105
Albany, OR
Southpacific Auto Sales Admn
(541) 928-2688
5040 Pacific Blvd SW
Albany, OR
Portland Freightliner Inc
(503) 283-0345
Portland, OR

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

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Featured Local Company

Smart Center Portland

503.200.5200
9215 SW Canyon Road
Portland, OR
http://www.smartcenterportland.com

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