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Tips for Smart Car Shoppers Cedar Rapids IA

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

McGrath Mike Auto Center
(319) 393-6300
1600 51st St NE
Cedar Rapids, IA
Cassill Motors Inc
(319) 396-2698
1613 W Post Rd SW
Cedar Rapids, IA
McGrath Mike Auto Center
(319) 393-4610
4610 Center Point Rd NE
Cedar Rapids, IA
Zimmerman-Ford-Bmw-Hyundai-Mitsubishi
(319) 366-4000
Cedar Rapids, IA
Cedar Rapids Suzuki
(319) 294-0200
1800 Dodge Rd NE
Cedar Rapids, IA
Newk's Auto Sales
(319) 364-1750
603 Oakland Rd NE
Cedar Rapids, IA
Cedar Rapids Truck Center Inc
(319) 848-4131
9201 6th St SW
Cedar Rapids, IA
McGrath Pat Chevyland
(319) 354-6300
1600 51st St NE
Cedar Rapids, IA
Kenworth of Cedar Rapids Inc
(319) 362-3663
4650 J St SW
Cedar Rapids, IA
Cedar Rapids Dodge-Sales and Service
(319) 395-7720
1919 Dodge Rd NE
Cedar Rapids, IA

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

Read more about Tips for Smart Car Shoppers

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