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Tips for Smart Car Shoppers Cincinnati OH

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Kerry Ford Inc
(513) 671-6400
155 W Kemper Rd
Cincinnati, OH
Woody Sander Ford
(513) 541-5586
235 W Mitchell Ave
Cincinnati, OH
Sweeney Jake Auto Dealerships
(513) 782-1130
Cincinnati, OH
Kidd Joe Dodge Inc
(513) 752-1804
1065 Ohio Pike
Cincinnati, OH
Joseph Buick-Pontiac GMC
(513) 891-2000
9678 Montgomery Rd
Cincinnati, OH
Kidd Auto Group
(513) 752-1804
1065 Ohio Pike
Cincinnati, OH
Kerry Automotive Group
(513) 671-6585
Cincinnati, OH
Monfort Heights Auto Sales
(513) 661-0924
3500 N Bend Rd
Cincinnati, OH
Fuller Ford Inc
(513) 352-5820
Cincinnati, OH
Castrucci Steve Automotive Inc
(513) 385-1010
9845 Colerain Ave
Cincinnati, OH

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

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