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Tips for Smart Car Shoppers Eureka CA

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Lithia Chrysler Dodge of Eureka
(707) 442-3781
4320 Broadway St
Eureka, CA
Mid-City Motor World
(707) 443-4871
4800 N US Highway 101
Eureka, CA
Chevrolet Authorized Sales and Service
(707) 443-4861
212 7th St
Eureka, CA
McCrea Nissan
(707) 442-1741
601 7th St
Eureka, CA
Harper Kia Corral
(707) 443-7311
4800 N US Highway 101
Eureka, CA
Redwood Kenworth Company
(707) 444-9211
2846 Jacobs Ave
Eureka, CA
Redwood Reliance Sales Co.
(707) 443-7073
2660 Jacobs Ave
Eureka, CA
Bob's Fine Cars
(707) 443-7055
526 Broadway St
Eureka, CA
Harper Ford Country
(707) 443-7311
4800 N US Highway 101
Eureka, CA
Cush Acura of San Diego
(858) 541-0200
5202 Kearny Mesa Rd
San Diego, CA

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

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