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Tips for Smart Car Shoppers Garden City KS

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Dodge City International
(620) 276-8500
3011 W Mary St
Garden City, KS
Rent A Wreck
(620) 275-7766
106 Anderson St
Garden City, KS
Alfaro Auto Sales
(620) 271-7331
4950 E US Highway 50
Garden City, KS
Western Motor-Western Honda
(620) 271-7840
409 E Fulton St
Garden City, KS
Western Motor Western Honda
(620) 275-4291
409 E Fulton St
Garden City, KS
K & L Tank Truck Service Inc
(620) 275-9742
Garden City, KS
3 M Auto Sales
(620) 275-1014
101 S 13th St
Garden City, KS
Peterbilt of Garden City
(620) 277-2646
3255 W Jones Ave
Garden City, KS
Regency Auto Group
(620) 276-7300
1719 E Fulton St
Garden City, KS
Garden City Auto Plaza Inc
(620) 275-7171
1903 E US Highway 50
Garden City, KS

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

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