Tips for Smart Car Shoppers Gary IN

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Perez Auto Sales
(219) 844-4171
5205 W Ridge Rd
Gary, IN
Nielsen Buick Jeep Eagle Subaru
(219) 938-8000
E US Highway 20
Gary, IN
Pozzo Mack Sales & Service Inc
(219) 883-8581
3001 E 15th Pl
Gary, IN
Roadway Express
(219) 944-1542
401 Cline Ave
Gary, IN
Nielsen Dodge City Transdrive
(219) 938-8000
7301 Melton Rd
Gary, IN
Kirk's Auto
(219) 980-4441
4409 Cleveland St
Gary, IN
Mercury Sales and Service
(812) 882-5367
1949 Hart St
Vincennes, IN
Lockhart Automotive Group
(317) 577-1551
12875 Ford Dr
Fishers, IN
Tim & K Auto Sales Inc
(260) 489-9630
2421 W Wallen Rd
Fort Wayne, IN
Justice Auto Sales
(260) 563-6621
600 Stitt St
Wabash, IN

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

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