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Tips for Smart Car Shoppers Hutchinson KS

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Midwest Ford
(620) 662-6631
1100 E 30th Ave
Hutchinson, KS
Lubbers Chevrolet Ford
(620) 665-0502
1215 E 30th Ave
Hutchinson, KS
Hambelton Lagreca Chevrolet Pontiac
(620) 662-4421
1200 E 30th Ave
Hutchinson, KS
Laird Noller of Hutchinson
(620) 665-5567
1421 E 30th Ave
Hutchinson, KS
Auto Select
(620) 662-9500
228 E 4th Ave
Hutchinson, KS
Olathe Kia
(913) 324-3300
130 N Fir St
Olathe, KS
Steven Ford Mercury of Augusta
(316) 775-2246
W Highway 54
Augusta, KS
Brooks Ford Inc
(785) 543-2148
36 Highway 183
Phillipsburg, KS
Womack Sunshine Ford Mercury
(785) 243-1220
1510 E 6th St
Concordia, KS
Hays Ford-Toyota-Lincoln-Mercury
(785) 625-3454
4450 N Vine St
Hays, KS

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

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