Tips for Smart Car Shoppers Lowell MA

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

C & S Auto Sales
(978) 452-1075
30 Rock St
Lowell, MA
Gervais Ford Inc
(978) 452-3900
1212 Westford St
Lowell, MA
High-Line Group Motorsports the
(978) 970-2166
1150 Westford St
Lowell, MA
Chevrolet of Lowell
(978) 458-2526
831 Rogers St
Lowell, MA
Gervais Suzuki
(978) 454-1202
6 Industrial Ave
Lowell, MA
Lowell Chrysler Jeep Dodge
(978) 454-1400
732 Rogers St
Lowell, MA
M & M Auto & Truck Supply Co
(978) 458-4648
40 1st St
Lowell, MA
Massachusetts Commonwealth of-
(617) 351-4500
452 Chelmsford St
Lowell, MA
Gervais Lincoln Mercury
(978) 454-5696
24 Reiss Ave
Lowell, MA
Saturn of Lowell
(978) 454-9300
720 Rogers St
Lowell, MA

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

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