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Tips for Smart Car Shoppers Newburgh NY

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Ireland Corners Automotive Group
(845) 255-7600
2170 Route 44 55
Gardiner, NY
Beek's Auto
(845) 255-7376
3128 Route 44-55
Gardiner, NY
Kimlin Propane Co., Inc.
(845) 255-7324
PO Box 218
Gardiner, NY
JT Marks Trucking, Inc.
(845) 255-0006
486 South Mountain Road
Gardiner, NY
Autos by Joseph, Inc.
(845) 691-5500
354 Vineyard Avenue
Highland, NY
Raizman Auto, Ltd.
(845) 691-9800
389 Route 299
Highland, NY
Hess Express
(845) 691-2090
491 Rt. 299
Highland, NY
MetroPool
(845) 834-2900
60 Park Lane, Suite 4A
Highland, NY
Smitty's Body Shop of New Paltz, Inc.
(845) 255-5555
86 North Chestnut Street
New Paltz, NY
Joey's of New Paltz
(845) 255-5666
87 North Chestnut Street
New Paltz, NY

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

Featured Local Company

Ireland Corners Automotive Group

(845) 255-7600
2170 Route 44 55
Gardiner, NY
http://www.irelandcorners.com
Read more about Tips for Smart Car Shoppers

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