Tips for Smart Car Shoppers Oxford MS

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Chandler Nissan
(662) 236-3300
479 Highway 6 W
Oxford, MS
Chandler Motor Company
(662) 234-8000
2201 University Ave
Oxford, MS
Chrysler-Plymouth-Dodge
(662) 234-8000
2201 University Ave
Oxford, MS
Grisanti Rebel Motors
(662) 234-2311
1801 Jackson Ave E
Oxford, MS
Boyte Usry Honda
(601) 591-5000
Brandon, MS
Mazda Corporation
(662) 893-5700
9105 Hacks Cross Rd
Olive Branch, MS
Allen Toyota - Scion
(228) 896-8220
624 E Pass Rd
Gulfport, MS
Davis Ford Sales Inc
(662) 862-3711
904 W Main St
Fulton, MS
Kirk Brothers of Greenwood
(662) 459-4315
611 Highway 82 W
Greenwood, MS
America's Car City
(601) 799-3309
100 Memorial Blvd
Picayune, MS

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

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