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Tips for Smart Car Shoppers Richmond KY

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Marshall's Auto Sales
(859) 623-8396
1670 E Main St
Richmond, KY
9995 Or Less
(859) 624-1211
916 Commercial Dr
Richmond, KY
Commonwealth Ford Lincoln Mercury Inc
(859) 623-3252
798 Eastern Byp
Richmond, KY
Adams Pontiac-Buick-GMC
(859) 623-8131
1017 Berea Rd
Richmond, KY
Richmond Car & Truck Center
(859) 624-6636
5029 Atwood Dr
Richmond, KY
Ninety-Nine Ninety-Five or Less
(859) 624-1211
916 Commercial Dr
Richmond, KY
Mann Chrysler Dodge Jeep of Richmond
(859) 625-1422
1815 Irvine Rd
Richmond, KY
Gates Nissan Llc
(859) 624-1515
4098 Atwood Dr
Richmond, KY
Toyota South Scion South
(859) 624-1313
961 Four Mile Rd
Richmond, KY
Central Kentucky Truck & Trailor Sales
(859) 623-0444
3585 Colonel Rd
Richmond, KY

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

Featured Local Company

Smart Center Louisville

888.724.2211
11601 Plantside Drive
Louisville, KY
http://www.smartcenterlouisville.com
Read more about Tips for Smart Car Shoppers

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