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Tips for Smart Car Shoppers Springfield IL

This article provides you tips for buying a car. Following the detailed tips below, you definitely will become a smart car purchaser.

Local Companies

Advantage Auto Sales
(217) 585-4142
2600 S Dirksen Pkwy
Springfield, IL
Giuffre Buick Volvo Isuzu
(217) 788-2400
1030 S Dirksen Pkwy
Springfield, IL
O'brien Mitsubishi Subaru
(217) 544-1222
3861 Wabash Ave
Springfield, IL
Bolt Motor Company
(217) 391-2658
1005 E Spruce St
Springfield, IL
S & K Pontiac GMC
(217) 544-0771
1400 S Dirksen Pkwy
Springfield, IL
Midwest Truck & Auto Sales
(217) 753-0448
420 S Dirksen Pkwy
Springfield, IL
O'brien Auto Park
(217) 522-1222
3801 Wabash Ave
Springfield, IL
Green Family Stores Service Centers
(217) 391-2400
3760 6th Street Hwy W
Springfield, IL
Green Toyota
(217) 241-2100
3901 Wabash Ave
Springfield, IL
S -N-T Auto Sales
(217) 753-2279
2805 E Cook St
Springfield, IL

  1. Know what you can afford. Decide what type of car you really need, and set a price range that fits your budget.
  2. Research. Gather all the information you can find " including safety, quality, fuel economy, and insurance information " to learn about the vehicles on your short list.
  3. Review your credit report. Get free copies of your credit report once a year by calling 1-877-322-8228 toll-free or visiting www.annualcreditreport.com.
  4. Comparison shop. Compare interest rates and loan products from a variety of sources including banks, credit unions, online lenders, and dealers.
  5. Understand the difference between buying and leasing. Download a free government publication called "Keys to Vehicle Leasing" at www.federalreserve.gov/pubs/leasing.
  6. Educate yourself. Become familiar with common financing terms and practices so that you're able to make informed decisions.
  7. Negotiate. Take time negotiating the vehicle's price as well as the financing. Make sure the terms are acceptable before signing the contract.
  8. Understand the meaning, value, and price of optional services. Examples include credit insurance, guaranteed auto protection, and extended service contracts.
  9. Read contracts carefully before signing. Ask questions about anything you don't understand, and be aware of any laws that are specific to your state.
  10. Make your payments on time. Avoid late or missed payments. Repeated missed payments could lead to repossession and damage your credit. A negative mark on your credit report could affect your ability to get credit in the future.

    Click here to read the rest of the article at JDPower.com

Featured Local Company

Smart Center Creve Coeur

314.301.1783
11830 Olive St. Rd.
Creve Coeur, MO
http://www.smartcentercrevecoeur.com
Read more about Tips for Smart Car Shoppers

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