All Topics > Financial Services > Types of Auto Insurance Coverage >

Types of Auto Insurance Coverage Florida

Local Companies

Advanced Insurance Underwriters
954-963-6666
3250 N 29 Ave.
Hollywood, FL

CarInsurance.com, Inc.
1-877-327-8728
P.O. Box 940190
Maitland, FL

Gator Insurance
727-544-0064
7644 Park Blvd
St. Petersburg, FL

AutoNation, Inc.
954-769-7209
110 SE 6 Street
Fort Lauderdale, FL

Lauderdale BMW of Pembroke Pines
954-620-5050
14800 Sheridan St.
Pembroke Pines, FL

Pines Lincoln Mercury
954-620-2000
15000 Sheridan Street
Pembroke Pines, FL

Weston Nissan Volvo
(954) 888-6800
3650 Weston Rd
Davie, FL

The Nabors Group
(954) 364-7850
4302 Hollywood Blvd.
Hollywood, FL

Unitrin Direct Cheap Auto Insurance
(904) 472-3105
8812 Hare Avenue
Jacksonville, FL

New England Financial So. Florida Financial Strategies
561-886-3373
2500 North Military Trail, Ste. 300
Boca Raton, FL

Provided by:

A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Advanced Insurance Underwriters

954-963-6666
3250 N 29 Ave.
Hollywood, FL

Read more about Types of Auto Insurance Coverage

- Debt Consolidation Options Florida

Nobody likes being in debt or the stress it adds to his or her life. Additionally, most individuals have some form of debt that they want to get rid of.

- Newlywed Finances: A Checklist Florida
- Internet Home Business Opportunities Florida
- Advanced Life Deferred Annuities Florida
- Bad Credit Personal Loans Florida
- 0% Interest Credit Cards Florida
- 0 Interest Credit Cards And The Law Florida
- 30 Day Loans Florida
- 3 Steps To Equipment Financing Success Florida
- What to Do When Your Credit Card Application is Rejected Florida

Regional Articles

- What to Do When Your Credit Card Application is Rejected Florida

No doubt, you've probably gotten literally hundreds of credit card applications in the mail and online, and each and every one of them has said that you've been "Pre-Approved". Of course it's natural that this would lead us to believe that the application process is simply a formality.

- Advanced Life Deferred Annuities Florida
- 30 Day Loans Florida
- Debt Consolidation Options Florida
- 0 Interest Credit Cards And The Law Florida
- 0% Interest Credit Cards Florida
- 3 Steps To Equipment Financing Success Florida
- Internet Home Business Opportunities Florida
- Newlywed Finances: A Checklist Florida
- Bad Credit Personal Loans Florida

Related Local Events

PERFORMANCE RACING INDUSTRY SHOW 2009
Dates: 12/10/2009 - 12/12/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Performance Racing Industry Show
Dates: 12/10/2009 - 12/12/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Jacksonville Car & Truck Show
Dates: 2/12/2010 - 2/14/2010
Location: Prime F. Osborn III Convention Center
Jacksonville, FL
View Details

CENTRAL FLORIDA INTERNATIONAL AUTO SHOW 2009
Dates: 11/26/2009 - 11/30/2009
Location: Orange County Convention Center
Orlando, FL
View Details

International Auto Show-Orlando
Dates: 11/25/2009 - 11/29/2009
Location: Orange County Convention Center
Orlando, FL
View Details

Advertising	Food & Beverage	Nightlife
Business Services	Franchise	Online Database
Career	Health	Pets
Cars	Holidays	Real Estate Resources
Computer Hardware	Home Appliances	Retail & Consumer Services
Construction	Home Electronics	Software
Education	Home Services	Technology
Entertainment	Industrial Goods & Services	Telecommunications
Environmental	Insurance	Trade Shows
Family	Internet	Travel
Fashion	Legal	Weddings
Financial Services	Miscellaneous	World History

Advertising	Family	Home Services	Real Estate Resources
Business Services	Fashion	Industrial Goods & Services	Retail & Consumer Services
Career	Financial Services	Insurance	Software
Cars	Food & Beverage	Internet	Technology
Computer Hardware	Franchise	Legal	Telecommunications
Construction	Health	Miscellaneous	Trade Shows
Education	Holidays	Nightlife	Travel
Entertainment	Home Appliances	Online Database	Weddings
Environmental	Home Electronics	Pets	World History