Types of Auto Insurance Coverage Hammond LA

A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Local Companies

Allstate Insurance Companies
(985) 542-5911
802 Roma Ave
Hammond, LA
Usagencies Casualty Insurance Co
(985) 429-1110
1905 W Thomas St
Hammond, LA
Sledge Jim Insurance
(985) 345-8479
107B N Linden St
Hammond, LA
Allstate Insurance Companies
(985) 542-0291
900 SW Railroad Ave
Hammond, LA
Chenvert Insurance Agency
(318) 445-3449
2130 Main St
Alexandria, LA
Direct General Insurance Agency Inc
(225) 272-4756
10225 Florida Blvd
Baton Rouge, LA
Citizens Bank & Trust
(318) 375-2821
112 W Arkansas Ave
Vivian, LA
Miller Nancy Hudson
(504) 887-8891
4141 Veterans Memorial Bl
Metairie, LA
A Accelerated Auto Insurance
(318) 255-6312
Ruston, LA
Baldwin Realty
(337) 923-4984
706 Main St
Franklin, LA

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A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

A J Mclin Insurance Agency LLC

225-293-3666
5353 Jones Creek Rd
Baton Rouge, LA

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