Types of Auto Insurance Coverage Macomb MI

A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Local Companies

Atlas Insurance Agency
248-545-7500
520 E. 4th Street
Royal Oak, MI
Fender Bender Auto Insurance
313-371-1160
14409 Linnhurst St
Detroit, MI
Arbanas & Associates Insurance Agency Inc
313-881-5620
1046 Roslyn Rd
Detroit, MI
A R Bibb & Associates Insurance Agency
313-891-3668
11612 Joseph Campau St
Detroit, MI
The McNeal Group Insurance Agency LLC
(248) 905-5400
28475 Greenfield Road
Southfield, MI
Allstate Insurance Companies
(248) 852-8888
3312 Auburn Rd
Auburn Hills, MI
Allstate Insurance Companies
(269) 965-2243
928 Columbia Ave W Ste B
Battle Creek, MI
Dart Insurance Agency
(517) 676-5272
100 E Ash St
Mason, MI
Allstate Insurance Companies
(586) 228-1440
41570 Hayes Rd Ste B
Clinton Township, MI
L A Insurance Agencies
(586) 791-4400
33709 S Gratiot Ave
Clinton Township, MI

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Types of Auto Insurance Coverage

A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Atlas Insurance Agency

Atlas Insurance Agency "Insuring Your World"

248-545-7500
520 E. 4th Street
Royal Oak, MI
www.AtlasAutoHome.com

Atlas Insurance Agency has partnered with some of the most reputable and well known insurance carriers in the country for Auto, Home, Life and Health Insurance. Our professional and knowledgeable staff use the latest computer technology to bring you the most comprehensive insurance options available. Group discounts and package policies are available to provide clients with the most competitive policy premiums in the market today. Atlas Insurance Agency has earned an excellent reputation of delivering extraordinary customer service by focusing on affordable solutions to client’s needs, building mutual trust and respect, combined with a team of caring and dependable insurance professionals.

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