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Types of Auto Insurance Coverage Pennsylvania

Local Companies

Maggs Jack Agency
412- 884-5800
1700 Saw Mill Run Blvd
Pittsburgh, PA

Grivner Agency
(570) 643-2222
Rt. 940 & 115 (Blakeslee Corners)
Blakeslee, PA

Thrivent Financial For Lutherans
(570) 402-2323
3004 Hamilton East
Stroudsburg, PA

Allstate Insurance
724-539-3663
1800 Ligonier Street
Latrobe, PA

Bell Insurance, Inc.
717-264-7518
1116 Kennebec Drive
Greencastle, PA

Penn National Insurance
800-388-4764
Two North Second Street
Greencastle, PA

William M. L. Etter IV Insurance, Inc.
717-263-8418
2054 Wayne Road
Chambersburg, PA

Schlichter Financial Services
717-264-2012
25 Penncraft Avenue
Chambersburg, PA

Daniel H. Suitch Insurance Agency, Inc.
(570) 443-7880
105 Berwick St.
White Haven, PA

Fairway Motors
(570) 956-9807
Rt. 309 North, P.O. Box K
Hazleton, PA

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A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Maggs Jack Agency

412- 884-5800
1700 Saw Mill Run Blvd
Pittsburgh, PA
http://www.jackmaggsagency.com

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Environmental	Home Electronics	Pets	World History