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Types of Auto Insurance Coverage Virginia

Local Companies

Colonial Insurance Agency
(757) 622-6746
222 W 21st St
Norfolk, VA

Brooke Insurance
757-547-9047
1024 Battlefield Blvd N
Chesapeake, VA

GEICO Insurance
757-549-1772
1200 Battlefield Blvd N
Chesapeake, VA

Accredited Insurance Agency
757-547-7071
1324 Battlefield Blvd N
Chesapeake, VA

State Farm Insurance: Mustafa Rasuli
(703) 451-3434
6715 Backlick Rd Ste. 201
Springfield, VA

J Graham, G - State Farm Insurance Agent
703-525-1800
3411 N Washington Blvd
Arlington, VA

Welsh, Bill - State Farm Insurance Agent
703-524-1976
933 N Kenmore Street
Arlington, VA

Steffen Insurance Agcy Inc - State Farm Insurance Agent
703-243-6565
2762 Washington Blvd
Arlington, VA

Access E & S Insurance Service
703-248-2566
3301 22nd St N
Arlington, VA

Logan Insurance Agency Inc
(757) 455-8401
5950 Poplar Hall Dr
Norfolk, VA

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A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Colonial Insurance Agency

(757) 622-6746
222 W 21st St
Norfolk, VA

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Related Local Event

International Auto Show-Richmond
Dates: 3/12/2010 - 3/14/2010
Location: Richmond Convention Center
Richmond, VA
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