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Types of Auto Insurance Coverage Wisconsin

Local Companies

Cliff Insurance Agency Inc
608-516-6188
700 Rayovac Dr Ste 103
Madison, WI

1st Auto & Casualty Insurance
608-242-4505
2810 City View DR
Madison, WI

B&J Insurance Agency Inc
414-461-4120
4234 N 76th St
Milwaukee, WI

American Family Insurance
608-222-3060
4813 Monona DR
Madison, WI

A-Advantage Insurance Agency
414-257-9292
7332 W State S
Milwaukee, WI

American Family Insurance - David See
414-355-5433
4680 W Bradley RD
Milwaukee, WI

Vang, Cheng - State Farm Insurance Agent
608-661-5700
1861Northport Drive
Madison, WI

Affiliated Insurance Agencies Of Wisconsin LLC
608-273-3361
3830 Atwood Ave
Madison, WI

Geico
608-242-9322
216 N Midvale Blvd
Madison, WI

Hausmann-Johnson Insurance
608-257-3795
700 Regent St
Madison, WI

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A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.

Auto insurance is at its heart financial protection. You purchase insurance in order to prevent paying thousands of dollars in the event of a collision or other loss. Many different types of insurance are available, covering almost every conceivable means of loss or damage to your vehicle as well as others to which you may cause damage. Very few drivers need to purchase every single type of insurance, so it is helpful to understand each type in order to decide which ones you require.

Property Damage Depending on jurisdiction, property damage insurance may also be called liability insurance or similar. This insurance covers damage that your vehicle may cause to someone else's vehicle.

Each state sets its own minimum requirement for how much property damage insurance you must carry, but the state minimum may not be enough in the event of an accident. If you cause damage that exceeds the limits of your insurance you may be sued for the difference. Always purchase as much property damage insurance as you can comfortably afford.

Personal Injury This type of auto insurance is also generally required by law. Personal injury insurance pays a portion (usually 80 percent) of your medical bills and a different portion (often 60 percent) of your lost wages if you are injured in an accident.

A small death benefit is often attached in case you are killed in the accident. This protection might extend to relatives, household members or even anyone who happens to be in the car, depending on state requirements and the individual insurance company's policies.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

Cliff Insurance Agency Inc

608-516-6188
700 Rayovac Dr Ste 103
Madison, WI

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- Auto Insurance Coverage Wisconsin

Though there are various auto insurance companies, it is very important that you crosscheck them and find out how much coverage is sufficient for you.

Related Local Event

International Auto Show-Milwaukee
Dates: 2/19/2010 - 2/28/2010
Location: Midwest Airlines Center, Milwaukee
Milwaukee, WI
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