Windshield Replacement and Car Insurance Massachusetts

Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?

Local Companies

AAA Southern New England
(781) 871-5880
900 Hingham Street
Rockland, MA
Sullivan Insurance & Financial
978-372-2790
487 Groveland Street
Haverhill, MA
Chase & Lunt Insurance
978-462-4434
47 State Street
Newburyport, MA
Sullivan Insurance & Financial
(978) 372-2790
487 Groveland Street
Haverhill, MA
O'Connor & Co. Insurance Agency, Inc
508-943-3333
16 Village St po 1458 Dudley, MA 01571
See Above, MA
Cote Insurance Agency
508-324-0700
511 Newton St
Fall River, MA
Affiliated Insurance Agents
(617) 232-6820
2 Summit Ave
Brookline, MA
Christopher Kokoras Insurance Agency
(781) 599-0009
Lynn, MA
Bembridge Leslie P
(508) 892-4700
1286 Main St
Leicester, MA
Black Thomas Auto Insurance Agency Inc
(617) 443-9100
56 Broad St
Boston, MA

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Reader Question Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?
Otto

Howdy Otto
Lets talk about auto insurance coverage for auto glass repair and windshield replacement. If you are with complete glass coverage they have to replace it but the thing that I am going to do is to throw a rock at it and be certain that there is a spider crack and that they will have to replace it.

This have to be done as the last step, tell them that a truck kicked up some rock on the highway and made damage to your windshield. This can be referred to as insurance fraud. You may or may not escape with it but this is still a fraud.

If you know this to your insurance company, it will get coverage dropped and make it difficult, or very expensive, to acquire a new insurance. I will not recommend to intentionally cracking the glass of your windshield.

This is referred as ‘wear and tear’ and is never covered by the insurance companies, or is actually referred as an accident or occurrence that is covered by the insurance companies.

You have to call and ask whether your policy covers that. And I do not consider that coverage will replace a windshield just because it is old. There have to be some claims related event. And keep in mind that there will be a deductible.

You have to ask the glass company whether they will waive or reduce that before scheduling a repair. You have to shop around if they are not going to work with you about reducing the deductible.

To read the full article, visit Myhonestmechanic.com

Featured Local Company

AAA Southern New England

(781) 871-5880
900 Hingham Street
Rockland, MA
When you hear the name AAA, the first thing that comes to mind is probably maps and emergency road service, two of the cornerstones of our organization. But these days AAA is known for much more - assisting people in many facets of their lives, including travel and lodging; auto buying, leasing, renting, and repair; financial services such as loans and credit cards; and insurance needs.

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